Binance Referral ID: How to Get the Maximum Discount

Save up to 45% on Binance trading fees—claim a lifetime 20% spot promo code plus a 10% futures discount.

ExchangeCashbackValidity PeriodBonus CodeBinanceBinance20%UG702FNSClick to copyGet CashbackGet CashbackBinance FuturesBinance Futures10%privatefinanceClick to copyGet CashbackGet Cashback

What Is a Binance Referral ID and Why Do You Need It?

A Binance Referral ID is a unique code or link that:

• New users get instant fee discounts (up to 20% on spot, up to 10% on futures) and other bonuses.
• The inviter (referrer) earns cashback from the trading fees of invited traders.

Popular codes: UG702FNS, N7M08MKH, X24ZFGS8.

Where to Find Your Referral ID

Web

1. Log in to your Binance account.
2. Hover over the profile icon → “Referral Program”.
3. On the “Referral Standard” or “Referral Pro” tab copy your ID or link.

Mobile App

1. Tap “Referral Program” on the home screen.
2. Switch to Referral Pro for advanced settings.
3. Copy the code or share the link in one tap.

Max Spot Discount — 20%

Use referral ID UG702FNS when creating a new Binance account and get a lifetime 20% cashback on every spot trade.

ExchangeCashbackValidity PeriodBonus CodeBinanceBinance20%UG702FNSClick to copyGet CashbackGet Cashback

How to Activate Code UG702FNS

1. Go to the official Binance site.
2. Click “Register” and enter your email / phone.
3. In the “Referral ID” field enter UG702FNS (or make sure it’s auto-filled).
4. Verify your email/phone and finish registration.
5. Top up your balance and start trading—the 20% discount is now permanent.

10% Cashback on Binance Futures

For a Futures account use code privatefinance and get 10% cashback on USDⓈ-M fees for 30 days.

ExchangeCashbackValidity PeriodBonus CodeBinance FuturesBinance Futures10%privatefinanceClick to copyGet CashbackGet Cashback

How to Apply Code privatefinance

1. Open or sign in to your Binance account.

2. In the left menu choose “Futures Account”.

3. In the “Referral Code” field enter privatefinance and confirm.

4. Make sure the code appears as in the screenshot below before opening the account.

Important: the discount activates only if the code is visible on the final step.

Frequently Asked Questions

What is a Binance Referral ID?

A string of characters / link you enter at signup to get fee discounts. The inviter earns a share of your trading fees.

Where can I find my ID or link?

Profile → Referral Program (web) or Referral Program → Referral Pro (app).

How long do the discounts last?

• UG702FNS — 20% spot, lifetime.

• privatefinance — 10% futures, 30 days.

Can I attach a code to an existing account?

UG702FNS works only for a new account. On an existing account you can activate privatefinance when opening a Futures wallet for the first time. Otherwise, create a new account or contact support.

How is the discount calculated?

Default spot fee is 0.10%.

• 25% off when paying fees in BNB → 0.075%.

• 20% cashback on 0.075% = 0.015% returned to your balance.

On a $1000 trade you save $0.15. Savings scale with volume.

Who are Makers and Takers?

• Maker places a limit order (adds liquidity) → lower fee.

• Taker executes a market order (removes liquidity) → slightly higher fee.

What does a referral link give me?

You earn a percentage of the trading fees of every user you invite, as long as they keep trading.