AvaTrade vs XTB Comparison: Which Is Better for Traders?

Last updated Nov 5, 2025
AvaTrade LogoAvaTrade
4.7/5
RegisterTrading CFDs carries high risks. You may lose all invested funds
VS
XTB LogoXTB
3.7/5
Register69-80% of retail investors lose money when trading CFDs with this broker

We test brokers on real accounts using our own methodology, evaluating the quality of order execution, trading conditions, platforms and customer support.

Who is better - AvaTrade or XTB?

Our pick: AvaTrade

Based on multiple factors - spreads and fees, available assets and instruments, execution quality, platform usability, support level, and educational resources - AvaTrade looks preferable to XTB.

AvaTrade scored 4.7/5 and ranks 1 in our all Forex brokers list, whereas XTB has 3.7/5 and ranks 55.

This is not financial advice. See the full comparison below.

Who is AvaTrade suitable for?

AvaTrade is suitable for traders who value various instruments, copy trading services, and a user-friendly mobile version of trading platforms.

Who is XTB suitable for?

XTB suits experienced traders looking for a reliable broker with a wide selection of instruments and high-quality analytics.

Comparison Table of AvaTrade and XTB

BrokerAvaTradeXTB
Rating
4.7/5
3.7/5
Foundation Year20052001
Regulated in CountriesIreland, British Virgin Islands, Australia, South Africa, Japan, United Arab Emirates, Israel, CanadaBelize, Poland, United Kingdom, Spain, United Arab Emirates, Germany
Minimum Deposit
  • 100 USD
  • 100 EUR
  • 100 GBP
  • 100 CHF
  • 1 USD
Spreadfrom 0.6 pointsfrom 0.5 points
Max Leverage1:4001:500
Trading Assets (CFDs)
  • Forex
  • Precious Metals
  • Energy Carriers
  • Soft Commodities
  • Indices
  • Stocks
  • ETF
  • Bonds
  • Cryptocurrency
  • Forex
  • Precious Metals
  • Energy Carriers
  • Soft Commodities
  • Indices
  • Stocks
  • ETF
  • Bonds
  • Cryptocurrency
Trading Platforms
  • MetaTrader 4
  • MetaTrader 5
  • WebTrader
  • AvaTradeGO
  • xStation
ReviewAvaTrade Review XTB Review

AvaTrade Review

AvaTrade Logo
RegisterTrading CFDs carries high risks. You may lose all invested funds
Trading Assets
Forex Precious Metals Energy Carriers Soft Commodities Indices Stocks ETF Bonds Cryptocurrency
Trading Platforms
MetaTrader 4MetaTrader 5WebTraderAvaTradeGO
compare AvaTrade trading accounts

AvaTrade is ideal for traders looking for various trading tools and a high level of investment protection. Beginners will be comfortable with the intuitive interface of the AvaTradeGO mobile platform, while experienced traders will appreciate the depth of MetaTrader's customization and analytical tools. However, traders who need access to STP or ECN accounts should pay attention to other brokerage companies.

Pros and Cons of AvaTrade

Pros

  1. A wide selection of financial assets.
  2. Innovative trading platforms.
  3. Highly rated educational resources.

Cons

  1. Limited trading account options.
  2. Account inactivity fee.

AvaTrade is in the top 10 of the following ratings:

XTB Review

XTB Logo
Register69-80% of retail investors lose money when trading CFDs with this broker
Countries of registration:
Trading Assets
Forex Precious Metals Energy Carriers Soft Commodities Indices Stocks ETF Bonds Cryptocurrency
Trading Platforms
xStation
compare XTB trading accounts

XTB is a highly regulated broker with licenses from leading bodies such as the FCA, reinforcing its reliability and transparency. This broker offers a wide range of trading products, including currencies, indices, commodities, stocks, and cryptocurrencies, making it a flexible choice for traders of different levels and interests. Various deposit options and advanced analytical support further enhance its appeal against competitors.

XTB suits traders who value regulation and security, those looking for various trading tools, and those who want access to extensive analytical resources. The broker will especially suit active traders who maximize low spreads and product diversity.

Pros and Cons of XTB

Pros

  1. Regulated by several leading financial authorities.
  2. Variety of methods to deposit funds.
  3. Wide range of trading assets.
  4. Extensive analytical tools and resources.

Cons

  1. Withdrawal and account inactivity fees.
  2. Withdrawal methods are limited.
  3. Limited number of trading account types.
  4. Lack of educational materials.

Reliability

BrokerAvaTradeXTB
Reliability
5/5
5/5
Foundation Year20052001
Regulated in CountriesIreland, British Virgin Islands, Australia, South Africa, Japan, United Arab Emirates, Israel, CanadaBelize, Poland, United Kingdom, Spain, United Arab Emirates, Germany
Regulators

AvaTrade

AvaTrade is regulated in various countries by several leading financial regulators, providing high reliability.

XTB

XTB is quite reliable, considering regulation in several authoritative jurisdictions.

Account Opening

BrokerAvaTradeXTB
Account Opening
5/5
4.5/5
Minimum Deposit
  • 100 USD
  • 100 EUR
  • 100 GBP
  • 100 CHF
  • 1 USD

AvaTrade

The broker offers clients from different countries a straightforward, convenient, and quick account opening process.

XTB

The account opening process at XTB is simple and clear, but takes some time.

Pros

  1. Easy registration and data verification.
  2. Flexibility regarding the minimum deposit.
  3. Adherence to KYC and AML standards.

Cons

  1. Verification can take time.
  2. Need to provide a large volume of personal data.

Account Types

BrokerAvaTradeXTB
Account Types
3.5/5
2/5
Trading Accounts
  • AvaTrade
  • Standard
  • Swap Free
Minimum Deposit
  • 100 USD
  • 100 EUR
  • 100 GBP
  • 100 CHF
  • 1 USD
Spreadfrom 0.6 pointsfrom 0.5 points
Max Leverage1:4001:500
Trading Assets (CFDs)
  • Forex
  • Precious Metals
  • Energy Carriers
  • Soft Commodities
  • Indices
  • Stocks
  • ETF
  • Bonds
  • Cryptocurrency
  • Forex
  • Precious Metals
  • Energy Carriers
  • Soft Commodities
  • Indices
  • Stocks
  • ETF
  • Bonds
  • Cryptocurrency
Trading Platforms
  • MetaTrader 4
  • MetaTrader 5
  • WebTrader
  • AvaTradeGO
  • xStation
Demo Account
Swap-free Account

AvaTrade

AvaTrade has a decent trading account, but the absence of some critical options may not satisfy all trader needs.

Pros

  1. A free demo account is available.
  2. An Islamic account option is provided.
  3. The ability to copy trades.

Cons

  1. Lack of market execution of orders.
  2. No cent accounts.
  3. No fixed spread accounts.

XTB

XTB offers basic accounts, but does not provide full variability, which may not satisfy all traders' needs.

Pros

  1. Swap-free account for Muslim traders.
  2. No restrictions on demo accounts

Cons

  1. Lack of cent accounts and fixed spread accounts.
  2. No market execution of orders.
  3. No investment accounts (PAMM, copy trading).

Commissions

BrokerAvaTradeXTB
Commissions
4.5/5
2.5/5
Spreadfrom 0.6 pointsfrom 0.5 points
Average Spread (EURUSD)0.91.4
Commission per Lot

AvaTrade

AvaTrade offers relatively low commissions with its competitive spreads and no charges for deposits/withdrawals.

Pros

  1. Low spreads.
  2. No deposit/withdrawal fees.

Cons

  1. Inactivity fee.

XTB

XTB offers an average level of commissions.

Pros

  1. Cashback system helps to offset some of the commissions.

Cons

  1. High commission for withdrawals less than $50.
  2. Fee for account inactivity.

Deposit and Withdrawal

BrokerAvaTradeXTB
Rating
4.2/5
4/5
Account Funding Methods
  • Neteller
  • Skrill
  • PayPal
  • Perfect Money
  • Google Pay
  • Bank Transfer
  • Visa
  • Mastercard
  • Maestro
  • JCB
  • Neteller
  • Skrill
  • PaySafeCard
  • Bank Transfer
  • Visa
  • Mastercard
  • Maestro

AvaTrade

AvaTrade provides flexible and accessible methods for depositing and withdrawing funds, though processing times can be extended.

Pros

  1. Multiple methods for deposit and withdrawal.
  2. No commission on deposits and withdrawals.
  3. AvaTrade covers up to $100 of the bank transfer fee.

Cons

  1. Long processing time for bank transfers.

XTB

XTB provides convenient methods for depositing funds without a commission, but has limited withdrawal options.

Pros

  1. Wide selection of deposit methods.
  2. No commission for depositing funds.
  3. No commission for withdrawals over $50.

Cons

  1. The only available withdrawal method is bank transfer.
  2. Commission of $30 for withdrawals less than $50.

Markets and Products

BrokerAvaTradeXTB
Markets and Products
5/5
5/5
Forex5357
Precious Metals79
Energy Carriers55
Soft Commodities710
Indices4635
Stocks6141997
ETF61177
Bonds23
Cryptocurrency2041

AvaTrade

AvaTrade offers various financial instruments, including currency pairs, CFDs, stocks, ETFs, bonds, cryptocurrencies, etc.

XTB

XTB offers an extensive range of markets and products for trading, including currency pairs, indices, commodities, stocks, ETFs, and cryptocurrencies.

Trading Platforms

BrokerAvaTradeXTB
Rating
5/5
3.5/5
Trading Platforms
  • MetaTrader 4
  • MetaTrader 5
  • WebTrader
  • AvaTradeGO
  • xStation

AvaTrade

AvaTrade provides various trading platforms: MetaTrader 4 and 5, WebTrader, and AvaTradeGO, giving traders flexibility in choosing the right tool for their trading strategies.

XTB

XTB offers its functional and user-friendly trading platform xStation 5, well-suited for market analysis.

Pros

  1. A multitude of analytical tools.
  2. Customizable terminal interface.
  3. Android mobile app available.

Cons

  1. Lack of choice between different trading platforms.
  2. No platform version for iOS devices.
  3. No desktop version of the platform.

Analytics

BrokerAvaTradeXTB
Rating
5/5
5/5

AvaTrade

The broker provides good market analysis tools.

Pros

  1. Collaboration with Trading Central.
  2. Economic calendar.
  3. Trader's calculator.

XTB

XTB offers superior analytics with a rich set of tools available to all users, making them one of the leaders in this area.

Pros

  1. In-depth analytics, including forecasts from experts and news.
  2. A wide range of analysis tools, including an economic calendar and trading schedules.
  3. Analytics available to all users, not only company clients.

Education

BrokerAvaTradeXTB
Rating
5/5
2/5

AvaTrade

AvaTrade offers quality video tutorials and articles for traders of all levels.

Pros

  1. Quality materials.
  2. Educational resources available on the AvaTrade site.

XTB

XTB's educational materials are very limited.

Pros

  1. Basic trading information is provided.

Cons

  1. Lack of webinars and detailed video tutorials.
  2. Not suitable for beginners seeking comprehensive education.

Customer Support

BrokerAvaTradeXTB
Rating
5/5
4/5
Email Support
  • customer@avatrade.com
  • sales_int@xtb.com
Hotline Phones
  • +3228080310
  • +35725725356
  • +48222739976
Social Media

AvaTrade

The broker's technical support offers various channels of communication and 24/7 availability.

XTB

XTB's technical support is generally good, available 24/5, but the absence of a constantly operating online chat is a drawback.

Pros

  1. Operates 24/5.
  2. Contact options include phone and email.
  3. Responses to inquiries are received within a reasonable timeframe.

Cons

  1. Online chat not always available.
  2. Only international phone number available for contact.
  3. Lack of messaging channels for communication.

Comparisons of AvaTrade and XTB with other brokers

Conclusion

AvaTrade stands out as the better overall pick, while XTB trails on aggregate criteria.

AvaTrade scored 4.7/5 and ranks 1 in our rating; XTB has 3.7/5 and ranks 55.

We explain the reasons above in detail — fees, platforms, reliability, support, and more.

FAQ

Which broker is better: AvaTrade or XTB?

AvaTrade comes out ahead by overall rank (score 4.7/5, position 1) versus XTB (score 3.7/5, position 55).

Which broker is better for beginners: AvaTrade or XTB?

AvaTrade is often a smoother start thanks to simpler onboarding and stronger baseline metrics. Still, your tools and budget should drive the final choice.

Who has lower typical trading costs (spreads/commissions) — AvaTrade or XTB?

It depends on the instrument and account type. Compare the live conditions in the “Commissions” section on this page — we break down the nuances category by category.

What trading platforms are available with AvaTrade and XTB?

AvaTrade: MetaTrader 4, MetaTrader 5, WebTrader, AvaTradeGO. XTB: xStation. See the “Platforms” section for details and selection tips.

What markets can you trade with AvaTrade and XTB?

AvaTrade: Forex, Precious Metals, Energy Carriers, Soft Commodities, Indices, Stocks, ETF, Bonds, Cryptocurrency. XTB: Forex, Precious Metals, Energy Carriers, Soft Commodities, Indices, Stocks, ETF, Bonds, Cryptocurrency. Full lists and differences are in the “Markets” section.

What account types are offered by AvaTrade and XTB?

AvaTrade: AvaTrade. XTB: Standard, Swap Free. See “Account Types” for a side-by-side comparison.

What deposit and withdrawal methods are supported by AvaTrade and XTB?

AvaTrade: Neteller, Skrill, PayPal, Perfect Money, Google Pay, Bank Transfer, Visa, Mastercard, Maestro, JCB. XTB: Neteller, Skrill, PaySafeCard, Bank Transfer, Visa, Mastercard, Maestro. Check method-specific fees/settlement times.

Which broker is safer — AvaTrade or XTB — and how was this assessed?

We consider regulation, corporate transparency, fund protection, and incident history. See the “Reliability” section for our findings.

Nikolay is an experienced specialist in financial markets and co-founder of IamForexTrader. He has been successfully trading Forex since 2014 and has been actively involved in the cryptocurrency market since 2017.

He develops investment strategies adaptable to any level of experience and has been actively investing in stocks, bonds and ETFs since 2018.