Trading 212 vs Trading.com Comparison: Which Is Better for Traders?
We test brokers on real accounts using our own methodology, evaluating the quality of order execution, trading conditions, platforms and customer support.
Who is better - Trading 212 or Trading.com?
Our pick: Trading 212
Based on multiple factors - spreads and fees, available assets and instruments, execution quality, platform usability, support level, and educational resources - Trading 212 looks preferable to Trading.com.
Trading 212 scored 4.3/5 and ranks 31 in our all Forex brokers list, whereas Trading.com has 4.1/5 and ranks 45.
This is not financial advice. See the full comparison below.
Who is Trading 212 suitable for?
Trading 212 is suitable for beginners thanks to educational materials and a low minimum deposit, and for experienced traders looking for affordability and simplicity
Who is Trading.com suitable for?
Broker Trading.com suits traders looking for low commissions and a convenient platform. Beginner traders may lack analytics and educational materials.
Comparison Table of Trading 212 and Trading.com
| Broker | Trading 212 | Trading.com |
|---|---|---|
| Rating | 4.3/5 | 4.1/5 |
| Foundation Year | 2003 | 2017 |
| Regulated in Countries | United Kingdom, Bulgaria, Cyprus, Australia, Germany | United Kingdom, United States |
| Minimum Deposit |
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| Spread | from 0 points | from 0.6 points |
| Max Leverage | 1:30 | 1:30 |
| Trading Assets (CFDs) |
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| Trading Platforms |
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| Review | Trading 212 Review | Trading.com Review |
Trading 212 Review
Trading 212 is a convenient and modern broker primarily aimed at retail investors and beginner traders. The platform combines ease of use, a low entry threshold, and zero commissions on stocks and ETFs, making it attractive for long-term investing and gradual portfolio building.
The broker is best suited for:
- beginner investors
- users with limited capital
- those who invest in stocks and ETFs
- traders who value a simple interface
Trading 212 is less suitable for active traders and professionals who need tight spreads, advanced platforms (MetaTrader, cTrader), and a wider selection of derivatives.
Pros and Cons of Trading 212
Pros
- Zero commissions on stocks and ETFs.
- Low minimum deposit.
- Convenient and easy-to-use platform.
- Fractional shares.
- No deposit and withdrawal fees.
- Regulation in leading financial jurisdictions.
Cons
- Wide spreads on CFDs.
- No MetaTrader or cTrader.
- Limited analytics.
- No live chat or phone support.
- Currency conversion fee.
Trading.com Review
Trading.com is an attractive choice for traders due to its low commission policy, which makes trading more affordable. Using the MetaTrader 5 platform satisfies traders' needs for modern trading tools and functionality. Additionally, the broker supports various deposit and withdrawal methods without additional commissions, which is convenient for clients from different countries.
Trading.com is suitable for experienced traders who do not depend on the broker's training materials and analytics and who are looking for low-cost trading in a wide range of traditional financial instruments.
Pros and Cons of Trading.com
Pros
- Low trading fees.
- Multiple deposit and withdrawal methods.
- Quality technical support.
Cons
- Limited educational materials.
- Sparse analytics.
Reliability
| Broker | Trading 212 | Trading.com |
|---|---|---|
| Reliability | 5/5 | 5/5 |
| Foundation Year | 2003 | 2017 |
| Regulated in Countries | United Kingdom, Bulgaria, Cyprus, Australia, Germany | United Kingdom, United States |
| Regulators |
Trading 212
Trading 212 demonstrates a high level of reliability thanks to regulation in the EU, Australia, and the UK, as well as participation in an investor compensation scheme.
Pros
- Regulated by FCA, ASIC, BaFin, CySEC
- Participation in the FSCS compensation scheme
- Transparent terms and oversight by regulators
Trading.com
Broker Trading.com is reliable, as it is regulated by strict authorities in the UK and the US, ensuring the security of client funds.
Account Opening
| Broker | Trading 212 | Trading.com |
|---|---|---|
| Account Opening | 4.8/5 | 5/5 |
| Minimum Deposit |
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Trading 212
Opening an account with Trading 212 is a quick and simple process: registration is fully online, verification takes up to 1 day, and the low minimum deposit makes getting started highly accessible.
Pros
- Fully online registration
- Fast verification
- Low minimum deposit
Cons
- Mandatory KYC verification
- Verification delays are possible
Trading.com
Account opening at Trading.com is fast and convenient.
Account Types
| Broker | Trading 212 | Trading.com |
|---|---|---|
| Account Types | 4/5 | 3/5 |
| Trading Accounts |
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| Minimum Deposit |
|
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| Spread | from 0 points | from 0.6 points |
| Max Leverage | 1:30 | 1:30 |
| Trading Assets (CFDs) |
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| Trading Platforms |
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| Demo Account | ||
| Swap-free Account |
Trading 212
Trading 212 account types cover the main use cases—trading and investing. The lineup is simple and convenient, but it lags behind competitors in flexibility and lacks specialized accounts.
Pros
- CFD and Invest accounts are available
- Suitable for beginners and investors
- Demo account available
Cons
- Limited account variety
- ISA is available only in the UK
Trading.com
Trading.com offers several accounts that satisfy most traders.
Pros
- Variety of account types.
- Minimum deposit of $5.
- Protection against negative balance.
Cons
- Lack of ECN accounts.
- No fixed spread accounts.
- No accounts for passive investing.
Commissions
| Broker | Trading 212 | Trading.com |
|---|---|---|
| Commissions | 4/5 | 4.5/5 |
| Spread | from 0 points | from 0.6 points |
| Average Spread (EURUSD) | 1.2 | 0.7 |
| Commission per Lot |
Trading 212
Trading 212's fees are below average thanks to zero commissions on Invest, but spreads and currency conversion reduce the overall attractiveness, especially for active CFD trading.
Pros
- Zero commissions on Invest/ISA
- No deposit/withdrawal fees
- Transparent fee structure
Cons
- CFD spreads are above average
- Currency conversion fee
Trading.com
Trading.com offers low commissions.
Pros
- No commission on trades.
- Tight spreads.
- No swap fees for major currency pairs.
Cons
- Inactivity fee.
Deposit and Withdrawal
| Broker | Trading 212 | Trading.com |
|---|---|---|
| Rating | 4.5/5 | 4.5/5 |
| Account Funding Methods |
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Trading 212
Deposits and withdrawals at Trading 212 are convenient and cost-effective: a wide range of methods with no fees and fast processing. A minor drawback is the lack of cryptocurrencies.
Pros
- No deposit/withdrawal fees
- Convenient methods (cards, PayPal, Apple Pay)
- Fast transactions
Cons
- No cryptocurrencies
- Bank transfers are slower
Trading.com
Trading.com offers convenient and cost-effective deposit and withdrawal methods.
Pros
- No fees for deposit and withdrawal.
- Fast processing of withdrawal requests.
- Multiple available methods.
Cons
- Lack of cryptocurrencies as a payment method.
Markets and Products
| Broker | Trading 212 | Trading.com |
|---|---|---|
| Markets and Products | 5/5 | 4/5 |
| Forex | 35 | 55 |
| Precious Metals | 3 | 2 |
| Energy Carriers | 2 | 5 |
| Soft Commodities | 3 | 8 |
| Indices | 8 | 14 |
| Stocks | 51 | 1261 |
| ETF | 5 | - |
| Cryptocurrency | 22 | - |
Trading 212
Trading 212's markets and products cover key assets—stocks, ETFs, Forex, and CFDs. The offering is broad enough for most needs, but the lack of futures and options reduces versatility.
Pros
- Large selection of stocks and ETFs
- Access to international exchanges
- Suitable for investing and trading
Cons
- No futures or options
Trading.com
Trading.com offers a diverse range of markets and products.
Pros
- Wide selection of stocks and currency pairs.
- Access to various global markets.
Cons
- Lack of cryptocurrencies.
- Low leverage (max. 1:30).
Trading Platforms
| Broker | Trading 212 | Trading.com |
|---|---|---|
| Rating | 4/5 | 3.5/5 |
| Trading Platforms |
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Trading 212
Trading 212's platforms are convenient and easy to understand, suitable for most users. The functionality is sufficient for trading, but the limited choice lowers the score.
Pros
- Simple and user-friendly interface
- Web and mobile versions available
- Suitable for beginners
Cons
- No MetaTrader/cTrader
- Limited features for professionals
Trading.com
Trading.com utilizes the reliable MT5 platform.
Pros
- Integration with robots and advisors.
- One-click trading, without requotes.
- Wide range of assets and analytical tools.
Cons
- Limited choice of platforms (only MT5).
Analytics
| Broker | Trading 212 | Trading.com |
|---|---|---|
| Rating | 3.5/5 | 3/5 |
Trading 212
Trading 212's analytics are suitable for self-directed analysis: there are charts and data. But the lack of news and signals makes this section limited.
Pros
- Convenient charts
- Fundamental data available
- Suitable for basic analysis
Cons
- No news feed
- No expert analysis
Trading.com
The analytical material set on Trading.com is not impressive.
Pros
- A variety of instruments for American traders.
- Technical analysis and trading signals.
Cons
- Limited set of instruments for the UK.
- Lack of materials for beginners.
Education
| Broker | Trading 212 | Trading.com |
|---|---|---|
| Rating | 3.7/5 | 2/5 |
Trading 212
Trading 212's education is at a good level: plenty of videos and basic materials. It suits beginners, but it lacks depth and advanced content.
Pros
- Many educational videos
- FAQ and articles available
- Active forum
Cons
- No webinars
- Few advanced materials
Trading.com
The educational materials on Trading.com are sparse and limited, especially for European clients.
Pros
- Availability of video tutorials.
- Guides for traders of different levels.
Cons
- No materials for European clients.
- Insufficient variety.
- Lack of webinars and podcasts.
Customer Support
| Broker | Trading 212 | Trading.com |
|---|---|---|
| Rating | 4/5 | 4.3/5 |
| Email Support |
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| Hotline Phones | — |
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| Social Media |
YouTube
Facebook
Instagram
Twitter
LinkedInTrading 212
Trading 212 support works 24/7 and is generally effective, but the lack of live chat and a phone line reduces the speed of resolving urgent issues.
Pros
- 24/7 support
- High-quality answers
Cons
- No live chat
- No phone support
Trading.com
Trading.com's technical support operates 24/5 and offers multiple communication channels.
Pros
- Operates 24/5.
- Fast and competent responses.
- Multiple communication channels.
Cons
- Lack of messengers for quick communication.
Comparisons of Trading 212 and Trading.com with other brokers
Conclusion
Trading 212 stands out as the better overall pick, while Trading.com trails on aggregate criteria.
Trading 212 scored 4.3/5 and ranks 31 in our rating; Trading.com has 4.1/5 and ranks 45.
We explain the reasons above in detail — fees, platforms, reliability, support, and more.
FAQ
Which broker is better: Trading 212 or Trading.com?
Trading 212 comes out ahead by overall rank (score 4.3/5, position 31) versus Trading.com (score 4.1/5, position 45).
Which broker is better for beginners: Trading 212 or Trading.com?
Trading 212 is often a smoother start thanks to simpler onboarding and stronger baseline metrics. Still, your tools and budget should drive the final choice.
Who has lower typical trading costs (spreads/commissions) — Trading 212 or Trading.com?
It depends on the instrument and account type. Compare the live conditions in the “Commissions” section on this page — we break down the nuances category by category.
What trading platforms are available with Trading 212 and Trading.com?
Trading 212: Trading 212. Trading.com: MetaTrader 5. See the “Platforms” section for details and selection tips.
What markets can you trade with Trading 212 and Trading.com?
Trading 212: Forex, Precious Metals, Energy Carriers, Soft Commodities, Indices, Stocks, ETF, Cryptocurrency. Trading.com: Forex, Precious Metals, Energy Carriers, Soft Commodities, Indices, Stocks. Full lists and differences are in the “Markets” section.
What account types are offered by Trading 212 and Trading.com?
Trading 212: INVEST, ISA, CFD. Trading.com: Ultra-Low Standard, Ultra-Low Micro. See “Account Types” for a side-by-side comparison.
What deposit and withdrawal methods are supported by Trading 212 and Trading.com?
Trading 212: Apple Pay, Google Pay, PayPal, Bank Transfer, Credit and Debit Cards, Giropay, Dotpay, iDeal. Trading.com: Neteller, Skrill, Bank Transfer, Credit and Debit Cards. Check method-specific fees/settlement times.
Which broker is safer — Trading 212 or Trading.com — and how was this assessed?
We consider regulation, corporate transparency, fund protection, and incident history. See the “Reliability” section for our findings.
