XTB vs XTrade Comparison: Which Is Better for Traders?

Last updated Nov 5, 2025
XTB LogoXTB
3.7/5
Register69-80% of retail investors lose money when trading CFDs with this broker
VS
XTrade LogoXTrade
3.3/5
RegisterTrading CFDs carries high risks. You may lose all invested funds

We test brokers on real accounts using our own methodology, evaluating the quality of order execution, trading conditions, platforms and customer support.

Who is better - XTB or XTrade?

Our pick: XTB

Based on multiple factors - spreads and fees, available assets and instruments, execution quality, platform usability, support level, and educational resources - XTB looks preferable to XTrade.

XTB scored 3.7/5 and ranks 55 in our all Forex brokers list, whereas XTrade has 3.3/5 and ranks 60.

This is not financial advice. See the full comparison below.

Who is XTB suitable for?

XTB suits experienced traders looking for a reliable broker with a wide selection of instruments and high-quality analytics.

Who is XTrade suitable for?

Xtrade is suitable for traders who value a simple interface, bonus programs, and access to education and analytics.

Comparison Table of XTB and XTrade

BrokerXTBXTrade
Rating
3.7/5
3.3/5
Foundation Year20012003
Regulated in CountriesBelize, Poland, United Kingdom, Spain, United Arab Emirates, GermanyBelize
Minimum Deposit
  • 1 USD
  • 250 USD
Spreadfrom 0.5 pointsfrom 1 points
Max Leverage1:5001:400
Trading Assets (CFDs)
  • Forex
  • Precious Metals
  • Energy Carriers
  • Soft Commodities
  • Indices
  • Stocks
  • ETF
  • Bonds
  • Cryptocurrency
  • Forex
  • Precious Metals
  • Energy Carriers
  • Soft Commodities
  • Indices
  • Stocks
  • ETF
  • Bonds
  • Cryptocurrency
Trading Platforms
  • xStation
  • xTrade
ReviewXTB Review XTrade Review

XTB Review

XTB Logo
Register69-80% of retail investors lose money when trading CFDs with this broker
Countries of registration:
Trading Assets
Forex Precious Metals Energy Carriers Soft Commodities Indices Stocks ETF Bonds Cryptocurrency
Trading Platforms
xStation
compare XTB trading accounts

XTB is a highly regulated broker with licenses from leading bodies such as the FCA, reinforcing its reliability and transparency. This broker offers a wide range of trading products, including currencies, indices, commodities, stocks, and cryptocurrencies, making it a flexible choice for traders of different levels and interests. Various deposit options and advanced analytical support further enhance its appeal against competitors.

XTB suits traders who value regulation and security, those looking for various trading tools, and those who want access to extensive analytical resources. The broker will especially suit active traders who maximize low spreads and product diversity.

Pros and Cons of XTB

Pros

  1. Regulated by several leading financial authorities.
  2. Variety of methods to deposit funds.
  3. Wide range of trading assets.
  4. Extensive analytical tools and resources.

Cons

  1. Withdrawal and account inactivity fees.
  2. Withdrawal methods are limited.
  3. Limited number of trading account types.
  4. Lack of educational materials.

XTrade Review

XTrade Logo
RegisterTrading CFDs carries high risks. You may lose all invested funds
Countries of registration:
Regulators:
Trading Assets
Forex Precious Metals Energy Carriers Soft Commodities Indices Stocks ETF Bonds Cryptocurrency
Trading Platforms
xTrade
compare XTrade trading accounts

Xtrade offers a wide range of deposit and withdrawal methods, an extensive range of markets and trading products, and a variety of analytical tools. The broker is equipped with an extensive training center, which makes it attractive for novice traders who want to expand their knowledge and improve their trading skills. Responsive and feature-rich customer support enhances the usability of the broker's services.

Xtrade is suitable for novice traders, thanks to its accessible educational resources and wide range of trading products. However, potential clients should pay special attention to regulatory issues and trading costs before deciding to start working with this broker.

Pros and Cons of XTrade

Pros

  1. Wide range of deposit and withdrawal methods.
  2. Extensive selection of markets and products for trading.
  3. Diversity of analytical tools.
  4. Comprehensive educational center with various materials.
  5. Responsive and multifunctional technical support.

Cons

  1. Weak regulation may raise concerns about the security of client funds.
  2. Limited variety of accounts and services offered.
  3. Wide spreads, which can increase trading costs.
  4. Long processing time for withdrawal requests.
  5. Lack of alternatives to the offered trading platform, limiting traders' choices.

Reliability

BrokerXTBXTrade
Reliability
5/5
3.2/5
Foundation Year20012003
Regulated in CountriesBelize, Poland, United Kingdom, Spain, United Arab Emirates, GermanyBelize
Regulators
-

XTB

XTB is quite reliable, considering regulation in several authoritative jurisdictions.

XTrade

The reliability of Xtrade International Ltd is questionable due to the lack of licenses from strict regulators, despite having a license from the Belize FSC.

Pros

  1. Segregated client accounts.
  2. Investor compensation fund.

Cons

  1. Lack of licenses from strict regulators.

Account Opening

BrokerXTBXTrade
Account Opening
4.5/5
4/5
Minimum Deposit
  • 1 USD
  • 250 USD

XTB

The account opening process at XTB is simple and clear, but takes some time.

Pros

  1. Easy registration and data verification.
  2. Flexibility regarding the minimum deposit.
  3. Adherence to KYC and AML standards.

Cons

  1. Verification can take time.
  2. Need to provide a large volume of personal data.

XTrade

Account opening at Xtrade is fairly standard and transparent.

Pros

  1. Free and fast account opening.
  2. Clear verification instructions.

Cons

  1. High minimum deposit.
  2. Verification can be lengthy.

Account Types

BrokerXTBXTrade
Account Types
2/5
2.3/5
Trading Accounts
  • Standard
  • Swap Free
  • Standard
  • Platinum
  • Premium
  • VIP
Minimum Deposit
  • 1 USD
  • 250 USD
Spreadfrom 0.5 pointsfrom 1 points
Max Leverage1:5001:400
Trading Assets (CFDs)
  • Forex
  • Precious Metals
  • Energy Carriers
  • Soft Commodities
  • Indices
  • Stocks
  • ETF
  • Bonds
  • Cryptocurrency
  • Forex
  • Precious Metals
  • Energy Carriers
  • Soft Commodities
  • Indices
  • Stocks
  • ETF
  • Bonds
  • Cryptocurrency
Trading Platforms
  • xStation
  • xTrade
Demo Account
Swap-free Account

XTB

XTB offers basic accounts, but does not provide full variability, which may not satisfy all traders' needs.

Pros

  1. Swap-free account for Muslim traders.
  2. No restrictions on demo accounts

Cons

  1. Lack of cent accounts and fixed spread accounts.
  2. No market execution of orders.
  3. No investment accounts (PAMM, copy trading).

XTrade

Xtrade offers a variety of accounts, but does not satisfy the needs of all categories of traders.

Pros

  1. Four types of accounts for different traders.
  2. Reduced spreads for Premium and VIP accounts.

Cons

  1. Absence of cent and Islamic accounts.
  2. No accounts with fixed spreads.
  3. Lack of copy trading service.

Commissions

BrokerXTBXTrade
Commissions
2.5/5
2/5
Spreadfrom 0.5 pointsfrom 1 points
Average Spread (EURUSD)1.43
Commission per Lot

XTB

XTB offers an average level of commissions.

Pros

  1. Cashback system helps to offset some of the commissions.

Cons

  1. High commission for withdrawals less than $50.
  2. Fee for account inactivity.

XTrade

Commissions at Xtrade are relatively high, which can increase a trader's costs.

Pros

  1. No withdrawal fee.

Cons

  1. High spreads.
  2. Inactivity fee of 50 USD.

Deposit and Withdrawal

BrokerXTBXTrade
Rating
4/5
3.5/5
Account Funding Methods
  • Neteller
  • Skrill
  • PaySafeCard
  • Bank Transfer
  • Visa
  • Mastercard
  • Maestro
  • Moneta.ru
  • Qiwi
  • WebMoney
  • YooMoney
  • VLoad
  • Alipay
  • AstroPay
  • Boleto
  • CashU
  • FasaPay
  • Jeton
  • Bpay
  • Swift
  • Sofort
  • Visa
  • Mastercard
  • JCB
  • EPS
  • Giropay
  • iDeal
  • Przelewy24
  • POLi

XTB

XTB provides convenient methods for depositing funds without a commission, but has limited withdrawal options.

Pros

  1. Wide selection of deposit methods.
  2. No commission for depositing funds.
  3. No commission for withdrawals over $50.

Cons

  1. The only available withdrawal method is bank transfer.
  2. Commission of $30 for withdrawals less than $50.

XTrade

Xtrade offers a variety of deposit and withdrawal methods, but with lengthy processing times.

Pros

  1. Wide selection of payment systems.
  2. No fees on many methods.

Cons

  1. Long withdrawal processing time.
  2. Absence of cryptocurrencies.

Markets and Products

BrokerXTBXTrade
Markets and Products
5/5
5/5
Forex5757
Precious Metals99
Energy Carriers55
Soft Commodities107
Indices3525
Stocks1997300
ETF17713
Bonds35
Cryptocurrency4152

XTB

XTB offers an extensive range of markets and products for trading, including currency pairs, indices, commodities, stocks, ETFs, and cryptocurrencies.

XTrade

Xtrade offers an extensive selection of markets and products, meeting the needs of various traders.

Pros

  1. Wide range of currency pairs.
  2. Numerous CFDs on stocks from different countries.
  3. Availability of cryptocurrencies.

Trading Platforms

BrokerXTBXTrade
Rating
3.5/5
3.5/5
Trading Platforms
  • xStation
  • xTrade

XTB

XTB offers its functional and user-friendly trading platform xStation 5, well-suited for market analysis.

Pros

  1. A multitude of analytical tools.
  2. Customizable terminal interface.
  3. Android mobile app available.

Cons

  1. Lack of choice between different trading platforms.
  2. No platform version for iOS devices.
  3. No desktop version of the platform.

XTrade

Xtrade offers a functional and user-friendly platform.

Pros

  1. Web platform with no download required.
  2. Full-featured mobile application.

Cons

  1. Lack of popular platforms such as MT4 or MT5.
  2. Limited choice of platforms.
  3. No desktop version of the platform.

Analytics

BrokerXTBXTrade
Rating
5/5
4/5

XTB

XTB offers superior analytics with a rich set of tools available to all users, making them one of the leaders in this area.

Pros

  1. In-depth analytics, including forecasts from experts and news.
  2. A wide range of analysis tools, including an economic calendar and trading schedules.
  3. Analytics available to all users, not only company clients.

XTrade

Xtrade's analytics are well-developed, providing traders with a variety of market analysis tools.

Pros

  1. Daily video analysis.
  2. Economic calendar and up-to-date news.
  3. Specialized calculators for technical analysis.

Cons

  1. Lack of regular reviews from experts.
  2. No trading signals.

Education

BrokerXTBXTrade
Rating
2/5
4/5

XTB

XTB's educational materials are very limited.

Pros

  1. Basic trading information is provided.

Cons

  1. Lack of webinars and detailed video tutorials.
  2. Not suitable for beginners seeking comprehensive education.

XTrade

Xtrade provides extensive educational materials covering various levels of complexity.

Pros

  1. Wide range of topics.
  2. Materials for beginners and professionals.
  3. Availability of video tutorials and e-books.

Cons

  1. Lack of webinars.
  2. Some topics may require deeper study.

Customer Support

BrokerXTBXTrade
Rating
4/5
4/5
Email Support
  • sales_int@xtb.com
  • info@xtrade.com
  • support@xtrade.com
Hotline Phones
  • +35725725356
  • +48222739976
  • +442038074001
Social Media

XTB

XTB's technical support is generally good, available 24/5, but the absence of a constantly operating online chat is a drawback.

Pros

  1. Operates 24/5.
  2. Contact options include phone and email.
  3. Responses to inquiries are received within a reasonable timeframe.

Cons

  1. Online chat not always available.
  2. Only international phone number available for contact.
  3. Lack of messaging channels for communication.

XTrade

Xtrade's customer support is responsive and diverse, but there are minor communication issues.

Pros

  1. Variety of communication channels.
  2. 24/5 availability during weekdays.
  3. Quick and professional response.

Cons

  1. Some reviews indicate problems with resolving disputes.

Comparisons of XTB and XTrade with other brokers

Conclusion

XTB stands out as the better overall pick, while XTrade trails on aggregate criteria.

XTB scored 3.7/5 and ranks 55 in our rating; XTrade has 3.3/5 and ranks 60.

We explain the reasons above in detail — fees, platforms, reliability, support, and more.

FAQ

Which broker is better: XTB or XTrade?

XTB comes out ahead by overall rank (score 3.7/5, position 55) versus XTrade (score 3.3/5, position 60).

Which broker is better for beginners: XTB or XTrade?

XTB is often a smoother start thanks to simpler onboarding and stronger baseline metrics. Still, your tools and budget should drive the final choice.

Who has lower typical trading costs (spreads/commissions) — XTB or XTrade?

It depends on the instrument and account type. Compare the live conditions in the “Commissions” section on this page — we break down the nuances category by category.

What trading platforms are available with XTB and XTrade?

XTB: xStation. XTrade: xTrade. See the “Platforms” section for details and selection tips.

What markets can you trade with XTB and XTrade?

XTB: Forex, Precious Metals, Energy Carriers, Soft Commodities, Indices, Stocks, ETF, Bonds, Cryptocurrency. XTrade: Forex, Precious Metals, Energy Carriers, Soft Commodities, Indices, Stocks, ETF, Bonds, Cryptocurrency. Full lists and differences are in the “Markets” section.

What account types are offered by XTB and XTrade?

XTB: Standard, Swap Free. XTrade: Standard, Platinum, Premium, VIP. See “Account Types” for a side-by-side comparison.

What deposit and withdrawal methods are supported by XTB and XTrade?

XTB: Neteller, Skrill, PaySafeCard, Bank Transfer, Visa, Mastercard, Maestro. XTrade: Moneta.ru, Qiwi, WebMoney, YooMoney, VLoad, Alipay, AstroPay, Boleto, CashU, FasaPay, Jeton, Bpay, Swift, Sofort, Visa, Mastercard, JCB, EPS, Giropay, iDeal, Przelewy24, POLi. Check method-specific fees/settlement times.

Which broker is safer — XTB or XTrade — and how was this assessed?

We consider regulation, corporate transparency, fund protection, and incident history. See the “Reliability” section for our findings.

Nikolay is an experienced specialist in financial markets and co-founder of IamForexTrader. He has been successfully trading Forex since 2014 and has been actively involved in the cryptocurrency market since 2017.

He develops investment strategies adaptable to any level of experience and has been actively investing in stocks, bonds and ETFs since 2018.