FXTM vs Trading 212 Comparison: Which Is Better for Traders?
We test brokers on real accounts using our own methodology, evaluating the quality of order execution, trading conditions, platforms and customer support.
Who is better - FXTM or Trading 212?
Our pick: Trading 212
Based on multiple factors - spreads and fees, available assets and instruments, execution quality, platform usability, support level, and educational resources - Trading 212 looks preferable to FXTM.
Trading 212 scored 4.3/5 and ranks 31 in our all Forex brokers list, whereas FXTM has 4.1/5 and ranks 46.
This is not financial advice. See the full comparison below.
Who is FXTM suitable for?
Broker FXTM is suitable for traders looking for a variety of trading instruments and accounts, but who are willing to tolerate some shortcomings in support and wide spreads.
Who is Trading 212 suitable for?
Trading 212 is suitable for beginners thanks to educational materials and a low minimum deposit, and for experienced traders looking for affordability and simplicity
Comparison Table of FXTM and Trading 212
| Broker | FXTM | Trading 212 |
|---|---|---|
| Rating | 4.1/5 | 4.3/5 |
| Foundation Year | 2011 | 2003 |
| Regulated in Countries | Cyprus, United Kingdom, Mauritius, Kenya | United Kingdom, Bulgaria, Cyprus, Australia, Germany |
| Minimum Deposit |
|
|
| Spread | from 0.1 points | from 0 points |
| Max Leverage | 1:2000 | 1:30 |
| Trading Assets (CFDs) |
|
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| Trading Platforms |
|
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| Review | FXTM Review | Trading 212 Review |
FXTM Review
FXTM stands out in the market due to its wide range of trading instruments, including many currency pairs, stocks, metals, and other products. It makes it attractive to traders looking to diversify their portfolios. Support for various devices' popular MT4 and MT5 platforms ensures trading flexibility and accessibility. In addition, FXTM offers competitive commission terms on the Advantage account, making it a favorable choice for active traders. The availability of educational materials such as e-books, videos, and webinars supports beginners and helps them develop their trading skills. With no deposit fees, the variety of deposit and withdrawal methods is convenient for clients worldwide.
FXTM is ideal for traders seeking various trading instruments and flexible platforms. It will be especially attractive for beginners due to its extensive training resources and for active traders interested in using an Advantage account to minimize commissions.
Pros and Cons of FXTM
Pros
- A wide range of trading assets.
- Low fee per transaction.
- Availability of popular trading platforms.
- Availability of educational materials.
- A variety of deposit and withdrawal methods.
Cons
- Issues with technical support.
- High spreads.
Trading 212 Review
Trading 212 is a convenient and modern broker primarily aimed at retail investors and beginner traders. The platform combines ease of use, a low entry threshold, and zero commissions on stocks and ETFs, making it attractive for long-term investing and gradual portfolio building.
The broker is best suited for:
- beginner investors
- users with limited capital
- those who invest in stocks and ETFs
- traders who value a simple interface
Trading 212 is less suitable for active traders and professionals who need tight spreads, advanced platforms (MetaTrader, cTrader), and a wider selection of derivatives.
Pros and Cons of Trading 212
Pros
- Zero commissions on stocks and ETFs.
- Low minimum deposit.
- Convenient and easy-to-use platform.
- Fractional shares.
- No deposit and withdrawal fees.
- Regulation in leading financial jurisdictions.
Cons
- Wide spreads on CFDs.
- No MetaTrader or cTrader.
- Limited analytics.
- No live chat or phone support.
- Currency conversion fee.
Reliability
| Broker | FXTM | Trading 212 |
|---|---|---|
| Reliability | 5/5 | 5/5 |
| Foundation Year | 2011 | 2003 |
| Regulated in Countries | Cyprus, United Kingdom, Mauritius, Kenya | United Kingdom, Bulgaria, Cyprus, Australia, Germany |
| Regulators |
FXTM
Broker FXTM demonstrates high reliability due to strict regulation and additional protective measures.
Pros
- Regulation by authoritative bodies (CySEC, FCA).
- Membership in the Financial Commission.
- Presence of a Compensation Fund.
Trading 212
Trading 212 demonstrates a high level of reliability thanks to regulation in the EU, Australia, and the UK, as well as participation in an investor compensation scheme.
Pros
- Regulated by FCA, ASIC, BaFin, CySEC
- Participation in the FSCS compensation scheme
- Transparent terms and oversight by regulators
Account Opening
| Broker | FXTM | Trading 212 |
|---|---|---|
| Account Opening | 5/5 | 4.8/5 |
| Minimum Deposit |
|
|
FXTM
Opening an account with FXTM is a simple and fast process.
Trading 212
Opening an account with Trading 212 is a quick and simple process: registration is fully online, verification takes up to 1 day, and the low minimum deposit makes getting started highly accessible.
Pros
- Fully online registration
- Fast verification
- Low minimum deposit
Cons
- Mandatory KYC verification
- Verification delays are possible
Account Types
| Broker | FXTM | Trading 212 |
|---|---|---|
| Account Types | 4.5/5 | 4/5 |
| Trading Accounts |
|
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| Minimum Deposit |
|
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| Spread | from 0.1 points | from 0 points |
| Max Leverage | 1:2000 | 1:30 |
| Trading Assets (CFDs) |
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| Trading Platforms |
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| Demo Account | ||
| Swap-free Account |
FXTM
FXTM offers a variety of accounts and services, meeting the needs of different traders.
Pros
- Wide selection of account types.
- Additional services such as VPS.
- Suitable for traders of different levels.
Cons
- Lack of fixed spread accounts.
Trading 212
Trading 212 account types cover the main use cases—trading and investing. The lineup is simple and convenient, but it lags behind competitors in flexibility and lacks specialized accounts.
Pros
- CFD and Invest accounts are available
- Suitable for beginners and investors
- Demo account available
Cons
- Limited account variety
- ISA is available only in the UK
Commissions
| Broker | FXTM | Trading 212 |
|---|---|---|
| Commissions | 3/5 | 4/5 |
| Spread | from 0.1 points | from 0 points |
| Average Spread (EURUSD) | 1.2 | |
| Commission per Lot | $2.16 |
FXTM
FXTM's commissions are average, with low per-trade commission but higher-than-average spreads.
Pros
- Low per-trade commission.
Cons
- High spreads.
- Inactivity fee for account.
Trading 212
Trading 212's fees are below average thanks to zero commissions on Invest, but spreads and currency conversion reduce the overall attractiveness, especially for active CFD trading.
Pros
- Zero commissions on Invest/ISA
- No deposit/withdrawal fees
- Transparent fee structure
Cons
- CFD spreads are above average
- Currency conversion fee
Deposit and Withdrawal
| Broker | FXTM | Trading 212 |
|---|---|---|
| Rating | 4/5 | 4.5/5 |
| Account Funding Methods |
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FXTM
FXTM offers a variety of convenient methods for depositing and withdrawing funds, meeting the needs of traders.
Pros
- Numerous available methods.
- Instant fund crediting.
- Most operations without commission.
Cons
- May have withdrawal fees.
- Possible processing time restrictions.
Trading 212
Deposits and withdrawals at Trading 212 are convenient and cost-effective: a wide range of methods with no fees and fast processing. A minor drawback is the lack of cryptocurrencies.
Pros
- No deposit/withdrawal fees
- Convenient methods (cards, PayPal, Apple Pay)
- Fast transactions
Cons
- No cryptocurrencies
- Bank transfers are slower
Markets and Products
| Broker | FXTM | Trading 212 |
|---|---|---|
| Markets and Products | 4.6/5 | 5/5 |
| Forex | 48 | 35 |
| Precious Metals | 3 | 3 |
| Energy Carriers | 3 | 2 |
| Indices | 13 | 8 |
| Stocks | 640 | 51 |
| Cryptocurrency | 11 | 22 |
| Soft Commodities | - | 3 |
| ETF | - | 5 |
FXTM
FXTM offers a variety of markets.
Pros
- Ability to invest in US stocks.
- Large number of CFDs for trading.
Cons
- No soft commodities.
Trading 212
Trading 212's markets and products cover key assets—stocks, ETFs, Forex, and CFDs. The offering is broad enough for most needs, but the lack of futures and options reduces versatility.
Pros
- Large selection of stocks and ETFs
- Access to international exchanges
- Suitable for investing and trading
Cons
- No futures or options
Trading Platforms
| Broker | FXTM | Trading 212 |
|---|---|---|
| Rating | 4/5 | 4/5 |
| Trading Platforms |
|
|
FXTM
The broker offers reliable and proven MT4 and MT5 platforms, ensuring flexibility in trading.
Pros
- Availability on various devices (Windows, Android, iOS).
- Support for automated trading.
- Ability to choose between MT4 and MT5.
Cons
- Lack of a proprietary unique platform.
- Web version only available for MT4.
Trading 212
Trading 212's platforms are convenient and easy to understand, suitable for most users. The functionality is sufficient for trading, but the limited choice lowers the score.
Pros
- Simple and user-friendly interface
- Web and mobile versions available
- Suitable for beginners
Cons
- No MetaTrader/cTrader
- Limited features for professionals
Analytics
| Broker | FXTM | Trading 212 |
|---|---|---|
| Rating | 4/5 | 3.5/5 |
FXTM
The broker offers a strong analytical section.
Pros
- Daily automated trading signals.
- Economic calendar in the personal account.
- A variety of tools for analysis.
Cons
- Outdated video reviews.
- Lack of regular analytical updates from experts.
Trading 212
Trading 212's analytics are suitable for self-directed analysis: there are charts and data. But the lack of news and signals makes this section limited.
Pros
- Convenient charts
- Fundamental data available
- Suitable for basic analysis
Cons
- No news feed
- No expert analysis
Education
| Broker | FXTM | Trading 212 |
|---|---|---|
| Rating | 3.5/5 | 3.7/5 |
FXTM
The broker's educational materials are of average quality with diverse content.
Pros
- Diversity of materials (videos, books).
- Useful for traders of different levels.
Cons
- Outdated webinars.
- Irrelevance of some materials.
Trading 212
Trading 212's education is at a good level: plenty of videos and basic materials. It suits beginners, but it lacks depth and advanced content.
Pros
- Many educational videos
- FAQ and articles available
- Active forum
Cons
- No webinars
- Few advanced materials
Customer Support
| Broker | FXTM | Trading 212 |
|---|---|---|
| Rating | 3.5/5 | 4/5 |
| Email Support |
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| Hotline Phones |
| — |
| Social Media |
Messenger
LinkedIn
Telegram
Skype
Twitter
Viber
YouTube
Whatsapp
Facebook
InstagramFXTM
FXTM's customer support offers various channels of communication, but reviews about it are mixed.
Pros
- Variety of communication channels.
- There are positive customer reviews.
Cons
- Delays in responses.
- There are ambiguous customer reviews.
Trading 212
Trading 212 support works 24/7 and is generally effective, but the lack of live chat and a phone line reduces the speed of resolving urgent issues.
Pros
- 24/7 support
- High-quality answers
Cons
- No live chat
- No phone support
Comparisons of FXTM and Trading 212 with other brokers
Conclusion
Trading 212 stands out as the better overall pick, while FXTM trails on aggregate criteria.
Trading 212 scored 4.3/5 and ranks 31 in our rating; FXTM has 4.1/5 and ranks 46.
We explain the reasons above in detail — fees, platforms, reliability, support, and more.
FAQ
Which broker is better: FXTM or Trading 212?
Trading 212 comes out ahead by overall rank (score 4.3/5, position 31) versus FXTM (score 4.1/5, position 46).
Which broker is better for beginners: FXTM or Trading 212?
Trading 212 is often a smoother start thanks to simpler onboarding and stronger baseline metrics. Still, your tools and budget should drive the final choice.
Who has lower typical trading costs (spreads/commissions) — FXTM or Trading 212?
It depends on the instrument and account type. Compare the live conditions in the “Commissions” section on this page — we break down the nuances category by category.
What trading platforms are available with FXTM and Trading 212?
FXTM: MetaTrader 4, MetaTrader 5. Trading 212: Trading 212. See the “Platforms” section for details and selection tips.
What markets can you trade with FXTM and Trading 212?
FXTM: Forex, Precious Metals, Energy Carriers, Indices, Stocks, Cryptocurrency. Trading 212: Forex, Precious Metals, Energy Carriers, Soft Commodities, Indices, Stocks, ETF, Cryptocurrency. Full lists and differences are in the “Markets” section.
What account types are offered by FXTM and Trading 212?
FXTM: Micro, Advantage, Advantage Plus. Trading 212: INVEST, ISA, CFD. See “Account Types” for a side-by-side comparison.
What deposit and withdrawal methods are supported by FXTM and Trading 212?
FXTM: Skrill, FasaPay, WebMoney, YooMoney, Qiwi, PayRedeem, Visa, Mastercard, Maestro, Альфа Банк, Dotpay. Trading 212: Apple Pay, Google Pay, PayPal, Bank Transfer, Credit and Debit Cards, Giropay, Dotpay, iDeal. Check method-specific fees/settlement times.
Which broker is safer — FXTM or Trading 212 — and how was this assessed?
We consider regulation, corporate transparency, fund protection, and incident history. See the “Reliability” section for our findings.
