XM vs XTB Comparison


We test brokers on real accounts using our own methodology, evaluating the quality of order execution, trading conditions, platforms and customer support.
Comparison Table of XM and XTB
Broker | XM | XTB |
---|---|---|
Rating | 4.2/5 | 3.7/5 |
Foundation Year | 2009 | 2001 |
Regulated in Countries | Belize, Cyprus, Australia, United Arab Emirates | Belize, Poland, United Kingdom, Spain, United Arab Emirates, Germany |
Minimum Deposit |
|
|
Spread | from 0 points | from 0.5 points |
Max Leverage | 1:1000 | 1:500 |
Trading Assets (CFDs) |
|
|
Trading Platforms |
|
|
Review | XM Review | XTB Review |
Broker XM is suitable for both novice traders, thanks to educational materials, and experienced traders who value a variety of instruments.
XTB suits experienced traders looking for a reliable broker with a wide selection of instruments and high-quality analytics.
XM Review

XM broker offers a wide range of services, making it an attractive option for various traders. With over 1500 trading instruments, extensive educational resources, and numerous trading platforms, XM is ideally suited for beginners and experienced traders. Novice traders will particularly appreciate the accessible educational materials and low entry threshold, while professionals will find the competitive spreads and diversity of instruments appealing.
Pros and Cons of XM
Pros
- Wide range of trading assets.
- Extensive educational resources.
- Tight spreads on the Ultra Low account.
- Many analytical materials.
- Commission-free deposits and withdrawals.
Cons
- Inconsistency in technical support.
- Inactivity fee.
- Standard account has a higher spread than the market average.
XM is in the top 10 of the following ratings:
XTB Review

XTB is a highly regulated broker with licenses from leading bodies such as the FCA, reinforcing its reliability and transparency. This broker offers a wide range of trading products, including currencies, indices, commodities, stocks, and cryptocurrencies, making it a flexible choice for traders of different levels and interests. Various deposit options and advanced analytical support further enhance its appeal against competitors.
XTB suits traders who value regulation and security, those looking for various trading tools, and those who want access to extensive analytical resources. The broker will especially suit active traders who maximize low spreads and product diversity.
Pros and Cons of XTB
Pros
- Regulated by several leading financial authorities.
- Variety of methods to deposit funds.
- Wide range of trading assets.
- Extensive analytical tools and resources.
Cons
- Withdrawal and account inactivity fees.
- Withdrawal methods are limited.
- Limited number of trading account types.
- Lack of educational materials.
Reliability
Broker | XM | XTB |
---|---|---|
Reliability | 5/5 | 5/5 |
Foundation Year | 2009 | 2001 |
Regulated in Countries | Belize, Cyprus, Australia, United Arab Emirates | Belize, Poland, United Kingdom, Spain, United Arab Emirates, Germany |
Regulators | BFSC BFSC CySEC CySEC ASIC ASIC DFSA DFSA | BFSC BFSC KNF KNF AMF AMF ACPR ACPR FCA FCA CNMV CNMV DFSA DFSA BaFin BaFin |
XM
XM Group is highly regarded for its reliability, holding ASIC, CySEC, FSC, and DFSA licenses.
XTB
XTB is quite reliable, considering regulation in several authoritative jurisdictions.
Account Opening
Broker | XM | XTB |
---|---|---|
Account Opening | 5/5 | 4.5/5 |
Minimum Deposit |
|
|
XM
Opening an account with XM Group is straightforward and quick.
XTB
The account opening process at XTB is simple and clear, but takes some time.
Pros
- Easy registration and data verification.
- Flexibility regarding the minimum deposit.
- Adherence to KYC and AML standards.
Cons
- Verification can take time.
- Need to provide a large volume of personal data.
Account Types
Broker | XM | XTB |
---|---|---|
Account Types | 4.3/5 | 2/5 |
Trading Accounts |
|
|
Minimum Deposit |
|
|
Spread | from 0 points | from 0.5 points |
Max Leverage | 1:1000 | 1:500 |
Trading Assets (CFDs) |
|
|
Trading Platforms |
|
|
Demo Account | ||
Swap-free Account |
XM
XM broker offers various account types to satisfy the needs of different traders, from beginners to professionals.
Pros
- A wide choice of accounts for different experience levels.
- Flexible trading conditions (leverage, deposit).
- Specialized accounts for stock trading.
Cons
- No fixed spread accounts.
- No ECN or STP accounts.
XTB
XTB offers basic accounts, but does not provide full variability, which may not satisfy all traders' needs.
Pros
- Swap-free account for Muslim traders.
- No restrictions on demo accounts
Cons
- Lack of cent accounts and fixed spread accounts.
- No market execution of orders.
- No investment accounts (PAMM, copy trading).
Commissions
Broker | XM | XTB |
---|---|---|
Commissions | 2.5/5 | 2.5/5 |
Spread | from 0 points | from 0.5 points |
Average Spread (EURUSD) | 1.7 | 1.4 |
Commission per Lot |
XM
XM's commissions are rated as average.
Pros
- Low spreads on the Ultra Low account.
- No swaps on many currency pairs on the Ultra Low account.
Cons
- Wider spreads and higher swaps on the standard account.
- Inactivity fee.
XTB
XTB offers an average level of commissions.
Pros
- Cashback system helps to offset some of the commissions.
Cons
- High commission for withdrawals less than $50.
- Fee for account inactivity.
Deposit and Withdrawal
Broker | XM | XTB |
---|---|---|
Rating | 4.5/5 | 4/5 |
Account Funding Methods |
|
|
XM
The broker offers convenient deposit and withdrawal methods with zero commission but lacks cryptocurrency support.
Pros
- Zero commission for deposits and withdrawals.
- A minimum limit of only 5 dollars.
- Quick processing of withdrawal requests.
Cons
- No cryptocurrency deposit/withdrawal options.
XTB
XTB provides convenient methods for depositing funds without a commission, but has limited withdrawal options.
Pros
- Wide selection of deposit methods.
- No commission for depositing funds.
- No commission for withdrawals over $50.
Cons
- The only available withdrawal method is bank transfer.
- Commission of $30 for withdrawals less than $50.
Markets and Products
Broker | XM | XTB |
---|---|---|
Markets and Products | 5/5 | 5/5 |
Forex | 55 | 57 |
Precious Metals | 3 | 9 |
Energy Carriers | 3 | 5 |
Soft Commodities | 8 | 10 |
Indices | 50 | 35 |
Stocks | 1307 | 1997 |
Cryptocurrency | 58 | 41 |
ETF | - | 177 |
Bonds | - | 3 |
XM
The broker offers a wide range of markets and products, including over 1500 items.
Pros
- A large selection of currency pairs.
- Access to CFDs on various assets.
- The ability to trade cryptocurrencies.
XTB
XTB offers an extensive range of markets and products for trading, including currency pairs, indices, commodities, stocks, ETFs, and cryptocurrencies.
Trading Platforms
Broker | XM | XTB |
---|---|---|
Rating | 4/5 | 3.5/5 |
Trading Platforms |
|
|
XM
XM offers various versions of MT4 and MT5 platforms, providing flexibility in trading.
Pros
- Availability on various devices (PC, Mac, mobile).
- MultiTerminal for managing multiple accounts.
- WebTrader for browser-based trading.
Cons
- No alternatives to MetaTrader.
XTB
XTB offers its functional and user-friendly trading platform xStation 5, well-suited for market analysis.
Pros
- A multitude of analytical tools.
- Customizable terminal interface.
- Android mobile app available.
Cons
- Lack of choice between different trading platforms.
- No platform version for iOS devices.
- No desktop version of the platform.
Analytics
Broker | XM | XTB |
---|---|---|
Rating | 5/5 | 5/5 |
XM
Analytics at XM are extensive and varied, providing traders with valuable resources for making informed decisions.
Pros
- Exclusive market analysis from professionals.
- Trading signals and tools such as Autochartist.
- The option to listen to news recordings.
Cons
- Real account required to access all materials.
XTB
XTB offers superior analytics with a rich set of tools available to all users, making them one of the leaders in this area.
Pros
- In-depth analytics, including forecasts from experts and news.
- A wide range of analysis tools, including an economic calendar and trading schedules.
- Analytics available to all users, not only company clients.
Education
Broker | XM | XTB |
---|---|---|
Rating | 4.5/5 | 2/5 |
XM
XM's educational materials are extensive and varied, suitable for all experience levels.
Pros
- A wide range of materials: webinars, videos, seminars.
- Available in different languages.
- Daily online sessions with experts.
Cons
- Lack of textual materials and books.
- No personalized learning options.
XTB
XTB's educational materials are very limited.
Pros
- Basic trading information is provided.
Cons
- Lack of webinars and detailed video tutorials.
- Not suitable for beginners seeking comprehensive education.
Customer Support
Broker | XM | XTB |
---|---|---|
Rating | 4/5 | 4/5 |
Email Support |
|
|
Hotline Phones |
|
|
Social Media | — |
XM
XM's technical support offers 24/7 access through various channels, but the service quality is inconsistent.
Pros
- Round-the-clock support.
- A variety of communication channels.
- Quick responses in some cases.
Cons
- Ineffectiveness of solutions, according to reviews.
XTB
XTB's technical support is generally good, available 24/5, but the absence of a constantly operating online chat is a drawback.
Pros
- Operates 24/5.
- Contact options include phone and email.
- Responses to inquiries are received within a reasonable timeframe.
Cons
- Online chat not always available.
- Only international phone number available for contact.
- Lack of messaging channels for communication.