ACY Securities vs XTB Comparison: Which Is Better for Traders?

Last updated Nov 5, 2025
ACY Securities LogoACY Securities
4.6/5
RegisterTrading CFDs carries high risks. You may lose all invested funds
VS
XTB LogoXTB
4.2/5
Register69-80% of retail investors lose money when trading CFDs with this broker

We test brokers on real accounts using our own methodology, evaluating the quality of order execution, trading conditions, platforms and customer support.

Who is better - ACY Securities or XTB?

Our pick: ACY Securities

Based on multiple factors - spreads and fees, available assets and instruments, execution quality, platform usability, support level, and educational resources - ACY Securities looks preferable to XTB.

ACY Securities scored 4.6/5 and ranks 5 in our all Forex brokers list, whereas XTB has 4.2/5 and ranks 31.

This is not financial advice. See the full comparison below.

Who is ACY Securities suitable for?

ACY Securities is ideal for active traders and investors who value reliability, low spreads, social trading, and an extensive range of CFD markets.

Who is XTB suitable for?

XTB suits experienced traders looking for a reliable broker with a wide selection of instruments and high-quality analytics.

Comparison Table of ACY Securities and XTB

BrokerACY SecuritiesXTB
Rating
4.6/5
4.2/5
Foundation Year20132001
Regulated in CountriesAustralia, Saint Vincent and the Grenadines, South AfricaBelize, Poland, United Kingdom, Spain, United Arab Emirates, Germany
Minimum Deposit
  • 50 USD
  • 1 USD
Spreadfrom 0 pointsfrom 0.5 points
Max Leverage1:5001:500
Trading Assets (CFDs)
  • Forex
  • Precious Metals
  • Energy Carriers
  • Soft Commodities
  • Indices
  • Stocks
  • ETF
  • Cryptocurrency
  • Forex
  • Precious Metals
  • Energy Carriers
  • Soft Commodities
  • Indices
  • Stocks
  • ETF
  • Bonds
  • Cryptocurrency
Trading Platforms
  • MetaTrader 4
  • MetaTrader 5
  • ACY Trading Platform
  • xStation
ReviewACY Securities Review XTB Review

ACY Securities Review

ACY Securities Logo
RegisterTrading CFDs carries high risks. You may lose all invested funds
Countries of registration:
Regulators:
Trading Assets
Forex Precious Metals Energy Carriers Soft Commodities Indices Stocks ETF Cryptocurrency
Trading Platforms
MetaTrader 4MetaTrader 5ACY Trading Platform
compare ACY Securities trading accounts

ACY Securities is a reliable Australian broker offering high-quality services with transparent trading conditions. With strict regulation and a diverse range of trading instruments, the broker caters to both novice and experienced professionals, including enthusiasts of automated and copy trading. ACY is particularly appealing to traders who value low spreads, a broad mix of assets, and high-quality analytics.

Pros and Cons of ACY Securities

Pros

  1. Robust regulation and segregated accounts at major Australian banks.
  2. A range of accounts featuring low spreads and competitive commissions.
  3. Excellent selection of trading platforms.
  4. Over 1200 trading instruments: forex CFDs, stocks, ETFs, cryptocurrencies.
  5. High-quality analytics and a variety of educational resources.
  6. Convenient and swift deposit and withdrawal methods with no fees (first 3 withdrawals per month free).

Cons

  1. Lack of cent accounts and fixed spread accounts.
  2. No weekend support available.

ACY Securities is in the top 10 of the following ratings:

XTB Review

XTB Logo
Register69-80% of retail investors lose money when trading CFDs with this broker
Countries of registration:
Trading Assets
Forex Precious Metals Energy Carriers Soft Commodities Indices Stocks ETF Bonds Cryptocurrency
Trading Platforms
xStation
compare XTB trading accounts

XTB is a highly regulated broker with licenses from leading bodies such as the FCA, reinforcing its reliability and transparency. This broker offers a wide range of trading products, including currencies, indices, commodities, stocks, and cryptocurrencies, making it a flexible choice for traders of different levels and interests. Various deposit options and advanced analytical support further enhance its appeal against competitors.

XTB suits traders who value regulation and security, those looking for various trading tools, and those who want access to extensive analytical resources. The broker will especially suit active traders who maximize low spreads and product diversity.

Pros and Cons of XTB

Pros

  1. Regulated by several leading financial authorities.
  2. Variety of methods to deposit funds.
  3. Wide range of trading assets.
  4. Extensive analytical tools and resources.

Cons

  1. Withdrawal methods are limited.
  2. Lack of educational materials.

Reliability

BrokerACY SecuritiesXTB
Reliability
5/5
5/5
Foundation Year20132001
Regulated in CountriesAustralia, Saint Vincent and the Grenadines, South AfricaBelize, Poland, United Kingdom, Spain, United Arab Emirates, Germany
Regulators

ACY Securities

ACY Securities is a reliable broker holding ASIC and FSCA licenses, ensuring a high level of security and transparency. Ideal for traders who value authoritative regulation.

Pros

  1. ASIC License (Australia)
  2. Segregated accounts
  3. Strong market reputation

Cons

  1. No compensation fund

XTB

XTB is quite reliable, considering regulation in several authoritative jurisdictions.

Account Opening

BrokerACY SecuritiesXTB
Account Opening
5/5
4.5/5
Minimum Deposit
  • 50 USD
  • 1 USD

ACY Securities

The account opening process at ACY Securities is user-friendly and speedy, meeting industry standards.

Pros

  1. Fast registration
  2. Swift verification

XTB

The account opening process at XTB is simple and clear, but takes some time.

Pros

  1. Easy registration and data verification.
  2. Flexibility regarding the minimum deposit.
  3. Adherence to KYC and AML standards.

Cons

  1. Verification can take time.
  2. Need to provide a large volume of personal data.

Account Types

BrokerACY SecuritiesXTB
Account Types
4/5
3.5/5
Trading Accounts
  • Basic
  • Standard
  • ProZero
  • Bespoke
  • Standard
  • Swap Free
Minimum Deposit
  • 50 USD
  • 1 USD
Spreadfrom 0 pointsfrom 0.5 points
Max Leverage1:5001:500
Trading Assets (CFDs)
  • Forex
  • Precious Metals
  • Energy Carriers
  • Soft Commodities
  • Indices
  • Stocks
  • ETF
  • Cryptocurrency
  • Forex
  • Precious Metals
  • Energy Carriers
  • Soft Commodities
  • Indices
  • Stocks
  • ETF
  • Bonds
  • Cryptocurrency
Trading Platforms
  • MetaTrader 4
  • MetaTrader 5
  • ACY Trading Platform
  • xStation
Demo Account
Swap-free Account

ACY Securities

ACY Securities offers a diverse and balanced range of account types, catering to traders of all experience levels, from beginners to professionals.

Pros

  1. Accounts for every trading style
  2. Copy trading available
  3. VPS available

Cons

  1. No cent/micro accounts available

XTB

XTB’s account types cover the core needs of most traders and investors: a Standard and Swap-Free account for CFD trading plus a separate investment account for real stocks and ETFs, though the overall choice is less diverse than some rivals.

Pros

  1. Simple lineup: Standard, Swap-Free and Investment account.
  2. Access to real stocks and ETFs with one broker.
  3. Unified xStation platform for trading and investing.

Cons

  1. Fewer account types than some competitors.
  2. No specialized “pro” accounts for niche strategies.

Commissions

BrokerACY SecuritiesXTB
Commissions
4/5
3.5/5
Spreadfrom 0 pointsfrom 0.5 points
Average Spread (EURUSD)11.4
Commission per Lot$3

ACY Securities

ACY Securities offers competitive commission structures and advantageous spreads, particularly for seasoned traders. Appeals to a broad spectrum of traders.

Pros

  1. No inactivity fees
  2. Low spreads on ProZero
  3. Zero commission on Standard

Cons

  1. Average spreads on Basic
  2. Swaps above industry average

XTB

XTB offers an average level of commissions.

Pros

  1. Cashback system helps to offset some of the commissions.

Cons

  1. Fee for account inactivity.

Deposit and Withdrawal

BrokerACY SecuritiesXTB
Rating
5/5
4/5
Account Funding Methods
  • Alipay
  • Dragonpay
  • Skrill
  • Neteller
  • Bank Transfer
  • UnionPay
  • Visa
  • Mastercard
  • PayTrust88
  • Neteller
  • Skrill
  • PaySafeCard
  • Bank Transfer
  • Visa
  • Mastercard
  • Maestro

ACY Securities

ACY Securities provides convenient and swift deposit and withdrawal methods with no fees.

Pros

  1. Multiple payment methods
  2. Free deposits
  3. Rapid processing of requests

Cons

  1. Fee applied after three withdrawals per month
  2. Withdrawals only available to the original deposit source

XTB

XTB provides convenient methods for depositing funds without a commission, but has limited withdrawal options.

Pros

  1. Wide selection of deposit methods.
  2. No commission for depositing funds.
  3. No commission for withdrawals over $50.

Cons

  1. The only available withdrawal method is bank transfer.
  2. Commission of $30 for withdrawals less than $50.

Markets and Products

BrokerACY SecuritiesXTB
Markets and Products
5/5
5/5
Forex6557
Precious Metals179
Energy Carriers35
Soft Commodities810
Indices1935
Stocks12511997
ETF179177
Cryptocurrency2041
Bonds-3

ACY Securities

ACY Securities offers an extensive range of markets and competitive leverage conditions, suitable for most traders.

Pros

  1. Over 1200 instruments
  2. Wide range of stocks and ETFs
  3. High leverage up to 1:500

XTB

XTB offers an extensive range of markets and products for trading, including currency pairs, indices, commodities, stocks, ETFs, and cryptocurrencies.

Trading Platforms

BrokerACY SecuritiesXTB
Rating
5/5
4.2/5
Trading Platforms
  • MetaTrader 4
  • MetaTrader 5
  • ACY Trading Platform
  • xStation

ACY Securities

ACY Securities provides an excellent platform suite including robust MT4 and MT5 terminals, a user-friendly web platform, and advanced copy trading through Tradingcup.

Pros

  1. MT4 and MT5 available
  2. Copy trading platform
  3. Proprietary user-friendly web platform

Cons

  1. No integration with TradingView

XTB

XTB offers its functional and user-friendly trading platform xStation 5, well-suited for market analysis.

Pros

  1. A multitude of analytical tools.
  2. Customizable terminal interface.
  3. Android mobile app available.

Cons

  1. Lack of choice between different trading platforms.
  2. No platform version for iOS devices.
  3. No desktop version of the platform.

Analytics

BrokerACY SecuritiesXTB
Rating
4.5/5
5/5

ACY Securities

ACY Securities offers high-quality and diversified analytics that surpass many competitors, albeit with limited reliance on third-party solutions.

Pros

  1. Capitalise.ai (auto trading)
  2. Powerful economic calendar
  3. High-quality news and reviews

Cons

  1. Lacks Autochartist and Trading Central

XTB

XTB offers superior analytics with a rich set of tools available to all users, making them one of the leaders in this area.

Pros

  1. In-depth analytics, including forecasts from experts and news.
  2. A wide range of analysis tools, including an economic calendar and trading schedules.
  3. Analytics available to all users, not only company clients.

Education

BrokerACY SecuritiesXTB
Rating
5/5
3/5

ACY Securities

ACY Securities delivers high-caliber educational resources that exceed the typical broker standard. An excellent choice for beginners.

Pros

  1. Regular webinars
  2. Extensive video tutorial library
  3. Useful e-books

XTB

XTB's educational materials are limited.

Pros

  1. Basic trading information is provided.

Cons

  1. Lack of webinars and detailed video tutorials.
  2. Not suitable for beginners seeking comprehensive education.

Customer Support

BrokerACY SecuritiesXTB
Rating
4/5
4.5/5
Email Support
  • support@acy.com
  • sales_int@xtb.com
Hotline Phones
  • +61291882999
  • +35725725356
  • +48222739976
Social Media

ACY Securities

ACY Securities technical support is prompt and knowledgeable, though unavailable on weekends and occasionally overwhelmed during peak periods.

Pros

  1. Fast online chat
  2. Professional support staff
  3. Multilingual support

Cons

  1. No weekend support
  2. No instant messaging for quick contact

XTB

XTB's technical support is generally good, available 24/5.

Pros

  1. Operates 24/5.
  2. Contact options include phone and email.
  3. Responses to inquiries are received within a reasonable timeframe.

Cons

  1. Lack of messaging channels for communication.

Comparisons of ACY Securities and XTB with other brokers

Conclusion

ACY Securities stands out as the better overall pick, while XTB trails on aggregate criteria.

ACY Securities scored 4.6/5 and ranks 5 in our rating; XTB has 4.2/5 and ranks 31.

We explain the reasons above in detail — fees, platforms, reliability, support, and more.

FAQ

Which broker is better: ACY Securities or XTB?

ACY Securities comes out ahead by overall rank (score 4.6/5, position 5) versus XTB (score 4.2/5, position 31).

Which broker is better for beginners: ACY Securities or XTB?

ACY Securities is often a smoother start thanks to simpler onboarding and stronger baseline metrics. Still, your tools and budget should drive the final choice.

Who has lower typical trading costs (spreads/commissions) — ACY Securities or XTB?

It depends on the instrument and account type. Compare the live conditions in the “Commissions” section on this page — we break down the nuances category by category.

What trading platforms are available with ACY Securities and XTB?

ACY Securities: MetaTrader 4, MetaTrader 5, ACY Trading Platform. XTB: xStation. See the “Platforms” section for details and selection tips.

What markets can you trade with ACY Securities and XTB?

ACY Securities: Forex, Precious Metals, Energy Carriers, Soft Commodities, Indices, Stocks, ETF, Cryptocurrency. XTB: Forex, Precious Metals, Energy Carriers, Soft Commodities, Indices, Stocks, ETF, Bonds, Cryptocurrency. Full lists and differences are in the “Markets” section.

What account types are offered by ACY Securities and XTB?

ACY Securities: Basic, Standard, ProZero, Bespoke. XTB: Standard, Swap Free. See “Account Types” for a side-by-side comparison.

What deposit and withdrawal methods are supported by ACY Securities and XTB?

ACY Securities: Alipay, Dragonpay, Skrill, Neteller, Bank Transfer, UnionPay, Visa, Mastercard, PayTrust88. XTB: Neteller, Skrill, PaySafeCard, Bank Transfer, Visa, Mastercard, Maestro. Check method-specific fees/settlement times.

Which broker is safer — ACY Securities or XTB — and how was this assessed?

We consider regulation, corporate transparency, fund protection, and incident history. See the “Reliability” section for our findings.

Nikolay is an experienced specialist in financial markets and co-founder of IamForexTrader. He has been successfully trading Forex since 2014 and has been actively involved in the cryptocurrency market since 2017.

He develops investment strategies adaptable to any level of experience and has been actively investing in stocks, bonds and ETFs since 2018.