Broker comparison

FXTM vs XTB Comparison

Compare trading conditions, commissions and platforms of Forex brokers FXTM and XTB. Find out which broker is best for you.

VS summaryScores and ranking at a glance
FXTMHigher ranked
Rating
4.1/5
Rank
#41
Register

75% of retail investors lose money when trading CFDs with this broker

XTB
Rating
4.2/5
Rank
#62
Register

69-80% of retail investors lose money when trading CFDs with this broker

  • Conditions, fees and platforms compared
  • Ratings and ranking positions checked
  • Based on our review methodology
How we compare brokers
Updated

We test brokers on real accounts using our own methodology, evaluating the quality of order execution, trading conditions, platforms and customer support.

Who is better - FXTM or XTB?

Quick comparison

Key differences between the brokers

Below, we show only the differences in trading conditions covered in our reviews. These may include the minimum deposit, available markets, platforms and account types. Compare these details with your requirements.

Methodology

Ratings and ranks

FXTM ranks higher in the editorial ranking.
FXTM
Rating: 4.1/5Rank: #41
XTB
Rating: 4.2/5Rank: #62

FXTM

Minimum deposit · USD
10 USD
Different platforms
  • MetaTrader 4
  • MetaTrader 5
Different markets
None listed

XTB

Minimum deposit · USD
1 USD
Different platforms
  • xStation
Different markets
  • Soft Commodities
  • ETF
  • Bonds

This material is not personalized financial advice. Terms and service availability vary by country.

Full broker ranking

Comparison Table of FXTM and XTB

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Overview: comparison of FXTM, XTB
BrokerFXTMXTB
Foundation Year20112002
Regulated in CountriesCyprus, United Kingdom, Mauritius, KenyaBelize, Poland, United Kingdom, Spain, United Arab Emirates, Germany
Minimum Deposit
  • 10 EUR
  • 10 GBP
  • 10000 NGN
  • 10 USD
  • 1 USD
Spreadfrom 0.1 pointsfrom 0.5 points
Max Leverage1:20001:500
Trading Assets (CFDs)
  • Forex
  • Precious Metals
  • Energy Carriers
  • Indices
  • Stocks
  • Cryptocurrency
  • Forex
  • Precious Metals
  • Energy Carriers
  • Soft Commodities
  • Indices
  • Stocks
  • ETF
  • Bonds
  • Cryptocurrency
Trading Platforms
  • MetaTrader 4
  • MetaTrader 5
  • xStation
ReviewFXTM ReviewXTB Review

FXTM Review

FXTM Logo
Register75% of retail investors lose money when trading CFDs with this broker
Countries of registration:
Regulators:
Trading Assets
Forex Precious Metals Energy Carriers Indices Stocks Cryptocurrency
Trading Platforms
MetaTrader 4MetaTrader 5

FXTM stands out in the market due to its wide range of trading instruments, including many currency pairs, stocks, metals, and other products. It makes it attractive to traders looking to diversify their portfolios. Support for various devices' popular MT4 and MT5 platforms ensures trading flexibility and accessibility. In addition, FXTM offers competitive commission terms on the Advantage account, making it a favorable choice for active traders. The availability of educational materials such as e-books, videos, and webinars supports beginners and helps them develop their trading skills. With no deposit fees, the variety of deposit and withdrawal methods is convenient for clients worldwide.

FXTM is ideal for traders seeking various trading instruments and flexible platforms. It will be especially attractive for beginners due to its extensive training resources and for active traders interested in using an Advantage account to minimize commissions.

Pros and Cons of FXTM

Pros

  1. A wide range of trading assets.
  2. Low fee per transaction.
  3. Availability of popular trading platforms.
  4. Availability of educational materials.
  5. A variety of deposit and withdrawal methods.

Cons

  1. Issues with technical support.
  2. High spreads.

XTB Review

XTB Logo
Register69-80% of retail investors lose money when trading CFDs with this broker
Countries of registration:
Regulators:
Trading Assets
Forex Precious Metals Energy Carriers Soft Commodities Indices Stocks ETF Bonds Cryptocurrency
Trading Platforms
xStation

XTB is a highly regulated broker with licenses from leading bodies such as the FCA, reinforcing its reliability and transparency. This broker offers a wide range of trading products, including currencies, indices, commodities, stocks, and cryptocurrencies, making it a flexible choice for traders of different levels and interests. Various deposit options and advanced analytical support further enhance its appeal against competitors.

XTB suits traders who value regulation and security, those looking for various trading tools, and those who want access to extensive analytical resources. The broker will especially suit active traders who maximize low spreads and product diversity.

Pros and Cons of XTB

Pros

  1. Regulated by several leading financial authorities.
  2. Variety of methods to deposit funds.
  3. Wide range of trading assets.
  4. Extensive analytical tools and resources.

Cons

  1. Withdrawal methods are limited.
  2. Lack of educational materials.

Reliability

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Reliability: comparison of FXTM, XTB
BrokerFXTMXTB
Reliability
5/5
5/5
Foundation Year20112002
Regulated in CountriesCyprus, United Kingdom, Mauritius, KenyaBelize, Poland, United Kingdom, Spain, United Arab Emirates, Germany
Regulators

FXTM

Broker FXTM demonstrates high reliability due to strict regulation and additional protective measures.

Pros

  1. Regulation by authoritative bodies (CySEC, FCA).
  2. Membership in the Financial Commission.
  3. Presence of a Compensation Fund.

XTB

XTB is quite reliable, considering regulation in several authoritative jurisdictions.

Account Opening

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Account Opening: comparison of FXTM, XTB
BrokerFXTMXTB
Account Opening
5/5
4.5/5
Minimum Deposit
  • 10 USD
  • 10 EUR
  • 10 GBP
  • 10000 NGN
  • 1 USD

FXTM

Opening an account with FXTM is a simple and fast process.

XTB

The account opening process at XTB is simple and clear, but takes some time.

Pros

  1. Easy registration and data verification.
  2. Flexibility regarding the minimum deposit.
  3. Adherence to KYC and AML standards.

Cons

  1. Verification can take time.
  2. Need to provide a large volume of personal data.

Account Types

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Account Types: comparison of FXTM, XTB
BrokerFXTMXTB
Account Types
4.5/5
3.5/5
Trading Accounts
  • Micro
  • Advantage
  • Advantage Plus
  • Standard
  • Swap Free
Minimum Deposit
  • 10 USD
  • 10 EUR
  • 10 GBP
  • 10000 NGN
  • 1 USD
Spreadfrom 0.1 pointsfrom 0.5 points
Max Leverage1:20001:500
Trading Assets (CFDs)
  • Forex
  • Precious Metals
  • Energy Carriers
  • Indices
  • Stocks
  • Cryptocurrency
  • Forex
  • Precious Metals
  • Energy Carriers
  • Soft Commodities
  • Indices
  • Stocks
  • ETF
  • Bonds
  • Cryptocurrency
Trading Platforms
  • MetaTrader 4
  • MetaTrader 5
  • xStation
Demo Account
Swap-free Account

FXTM

FXTM offers a variety of accounts and services, meeting the needs of different traders.

Pros

  1. Wide selection of account types.
  2. Additional services such as VPS.
  3. Suitable for traders of different levels.

Cons

  1. Lack of fixed spread accounts.

XTB

XTB’s account types cover the core needs of most traders and investors: a Standard and Swap-Free account for CFD trading plus a separate investment account for real stocks and ETFs, though the overall choice is less diverse than some rivals.

Pros

  1. Simple lineup: Standard, Swap-Free and Investment account.
  2. Access to real stocks and ETFs with one broker.
  3. Unified xStation platform for trading and investing.

Cons

  1. Fewer account types than some competitors.
  2. No specialized “pro” accounts for niche strategies.

Commissions

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Commissions: comparison of FXTM, XTB
BrokerFXTMXTB
Commissions
3/5
3.5/5
Spreadfrom 0.1 pointsfrom 0.5 points
Average Spread (EURUSD)1.4
Commissionper $1M turnover$20.00No data

FXTM

FXTM's commissions are average, with low per-trade commission but higher-than-average spreads.

Pros

  1. Low per-trade commission.

Cons

  1. High spreads.
  2. Inactivity fee for account.

XTB

XTB offers an average level of commissions.

Pros

  1. Cashback system helps to offset some of the commissions.

Cons

  1. Fee for account inactivity.

Deposit and Withdrawal

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Deposit and Withdrawal: comparison of FXTM, XTB
BrokerFXTMXTB
Rating
4/5
4/5
Account Funding Methods
  • Skrill
  • FasaPay
  • WebMoney
  • YooMoney
  • Qiwi
  • PayRedeem
  • Visa
  • Mastercard
  • Maestro
  • Альфа Банк
  • Dotpay
  • Neteller
  • Skrill
  • PaySafeCard
  • Bank Transfer
  • Visa
  • Mastercard
  • Maestro

FXTM

FXTM offers a variety of convenient methods for depositing and withdrawing funds, meeting the needs of traders.

Pros

  1. Numerous available methods.
  2. Instant fund crediting.
  3. Most operations without commission.

Cons

  1. May have withdrawal fees.
  2. Possible processing time restrictions.

XTB

XTB provides convenient methods for depositing funds without a commission, but has limited withdrawal options.

Pros

  1. Wide selection of deposit methods.
  2. No commission for depositing funds.
  3. No commission for withdrawals over $50.

Cons

  1. The only available withdrawal method is bank transfer.
  2. Commission of $30 for withdrawals less than $50.

Markets and Products

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Markets and Products: comparison of FXTM, XTB
BrokerFXTMXTB
Markets and Products
4.6/5
5/5
Forex4857
Precious Metals39
Energy Carriers35
Indices1335
Stocks6401997
Cryptocurrency1141
Soft Commodities-10
ETF-177
Bonds-3

FXTM

FXTM offers a variety of markets.

Pros

  1. Ability to invest in US stocks.
  2. Large number of CFDs for trading.

Cons

  1. No soft commodities.

XTB

XTB offers an extensive range of markets and products for trading, including currency pairs, indices, commodities, stocks, ETFs, and cryptocurrencies.

Trading Platforms

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Trading Platforms: comparison of FXTM, XTB
BrokerFXTMXTB
Rating
4/5
4.2/5
Trading Platforms
  • MetaTrader 4
  • MetaTrader 5
  • xStation

FXTM

The broker offers reliable and proven MT4 and MT5 platforms, ensuring flexibility in trading.

Pros

  1. Availability on various devices (Windows, Android, iOS).
  2. Support for automated trading.
  3. Ability to choose between MT4 and MT5.

Cons

  1. Lack of a proprietary unique platform.
  2. Web version only available for MT4.

XTB

XTB offers its functional and user-friendly trading platform xStation 5, well-suited for market analysis.

Pros

  1. A multitude of analytical tools.
  2. Customizable terminal interface.
  3. Android mobile app available.

Cons

  1. Lack of choice between different trading platforms.
  2. No platform version for iOS devices.
  3. No desktop version of the platform.

Analytics

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Analytics: comparison of FXTM, XTB
BrokerFXTMXTB
Rating
4/5
5/5

FXTM

The broker offers a strong analytical section.

Pros

  1. Daily automated trading signals.
  2. Economic calendar in the personal account.
  3. A variety of tools for analysis.

Cons

  1. Outdated video reviews.
  2. Lack of regular analytical updates from experts.

XTB

XTB offers superior analytics with a rich set of tools available to all users, making them one of the leaders in this area.

Pros

  1. In-depth analytics, including forecasts from experts and news.
  2. A wide range of analysis tools, including an economic calendar and trading schedules.
  3. Analytics available to all users, not only company clients.

Education

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Education: comparison of FXTM, XTB
BrokerFXTMXTB
Rating
3.5/5
3/5

FXTM

The broker's educational materials are of average quality with diverse content.

Pros

  1. Diversity of materials (videos, books).
  2. Useful for traders of different levels.

Cons

  1. Outdated webinars.
  2. Irrelevance of some materials.

XTB

XTB's educational materials are limited.

Pros

  1. Basic trading information is provided.

Cons

  1. Lack of webinars and detailed video tutorials.
  2. Not suitable for beginners seeking comprehensive education.

Customer Support

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Customer Support: comparison of FXTM, XTB
BrokerFXTMXTB
Rating
3.5/5
4.5/5
Email Support
Hotline Phones
Social Media

FXTM

FXTM's customer support offers various channels of communication, but reviews about it are mixed.

Pros

  1. Variety of communication channels.
  2. There are positive customer reviews.

Cons

  1. Delays in responses.
  2. There are ambiguous customer reviews.

XTB

XTB's technical support is generally good, available 24/5.

Pros

  1. Operates 24/5.
  2. Contact options include phone and email.
  3. Responses to inquiries are received within a reasonable timeframe.

Cons

  1. Lack of messaging channels for communication.

Comparisons of FXTM and XTB with other brokers

Conclusion

When choosing between FXTM and XTB, match their platforms, markets, account types and funding terms to your needs.

Before opening an account, verify fees, regulation, support and service availability for your country in the sections above.

FAQ

Which broker is better: FXTM or XTB?

FXTM ranks higher than XTB in our editorial ranking. That does not make it a universal choice: compare fees, markets, platforms, account types and support.

Which broker is better for beginners: FXTM or XTB?

Beginners should compare availability in their country, account types, minimum deposit, trading platforms and customer support.

Who has lower typical trading costs (spreads/commissions) — FXTM or XTB?

It depends on the instrument and account type. Compare the live conditions in the “Commissions” section on this page — we break down the nuances category by category.

What trading platforms are available with FXTM and XTB?

FXTM: MetaTrader 4, MetaTrader 5. XTB: xStation. See the “Platforms” section for details and selection tips.

What markets can you trade with FXTM and XTB?

FXTM: Forex, Precious Metals, Energy Carriers, Indices, Stocks, Cryptocurrency. XTB: Forex, Precious Metals, Energy Carriers, Soft Commodities, Indices, Stocks, ETF, Bonds, Cryptocurrency. Full lists and differences are in the “Markets” section.

What account types are offered by FXTM and XTB?

FXTM: Micro, Advantage, Advantage Plus. XTB: Standard, Swap Free. See “Account Types” for a side-by-side comparison.

What deposit and withdrawal methods are supported by FXTM and XTB?

FXTM: Skrill, FasaPay, WebMoney, YooMoney, Qiwi, PayRedeem, Visa, Mastercard, Maestro, Альфа Банк, Dotpay. XTB: Neteller, Skrill, PaySafeCard, Bank Transfer, Visa, Mastercard, Maestro. Check method-specific fees/settlement times.

Which broker is safer — FXTM or XTB — and how was this assessed?

We consider regulation, corporate transparency, fund protection, and incident history. See the “Reliability” section for our findings.

Nikolay is an experienced specialist in financial markets and co-founder of IamForexTrader. He has been successfully trading Forex since 2014 and has been actively involved in the cryptocurrency market since 2017.

He develops investment strategies adaptable to any level of experience and has been actively investing in stocks, bonds and ETFs since 2018.