MTrading vs Trading 212 Comparison
Compare trading conditions, commissions and platforms of Forex brokers MTrading and Trading 212. Find out which broker is best for you.
We test brokers on real accounts using our own methodology, evaluating the quality of order execution, trading conditions, platforms and customer support.
Who is better - MTrading or Trading 212?
Our pick: Trading 212
Based on multiple factors - spreads and fees, available assets and instruments, execution quality, platform usability, support level, and educational resources - Trading 212 looks preferable to MTrading.
Trading 212 scored 4.3/5 and ranks 34 in our all Forex brokers list, whereas MTrading has 3.1/5 and ranks 70.
This is not financial advice. See the full comparison below.
Who is MTrading suitable for?
MTrading is suitable for traders who prefer the MetaTrader 4 platform and a variety of instruments but are ready for potential risks due to lack of regulation.
Who is Trading 212 suitable for?
Trading 212 is suitable for beginners thanks to educational materials and a low minimum deposit, and for experienced traders looking for affordability and simplicity
Comparison Table of MTrading and Trading 212
| Broker | MTrading | Trading 212 |
|---|---|---|
| Rating | 3.1/5 | 4.3/5 |
| Foundation Year | 2012 | 2004 |
| Regulated in Countries | Saint Vincent and the Grenadines | United Kingdom, Bulgaria, Cyprus, Australia, Germany |
| Minimum Deposit |
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| Spread | from 0 points | from 0 points |
| Max Leverage | 1:1000 | 1:30 |
| Trading Assets (CFDs) |
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| Trading Platforms |
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| Review | MTrading Review | Trading 212 Review |
MTrading Review
MTrading offers a variety of trading accounts that can meet the needs of traders with different levels of experience and capital sizes. The wide range of trading instruments available makes this broker attractive for traders seeking to diversify their investments. The copy trades service may also be of interest to beginners who want to profit by following the strategies of successful traders.
MTrading is suitable for new traders, especially those who want to try copying trades and working with various trading instruments on one platform.
Pros and Cons of MTrading
Pros
- Availability of different types of trading accounts.
- Wide range of trading assets.
- Own copy trading platform.
Cons
- Lack of licenses from reputable regulators.
- Limited choice of trading platforms.
- Only one method of communication with support service.
- Absence of some popular deposit and withdrawal methods.
- Sparse analytical and educational materials compared to competitors.
Trading 212 Review
Trading 212 is a convenient and modern broker primarily aimed at retail investors and beginner traders. The platform combines ease of use, a low entry threshold, and zero commissions on stocks and ETFs, making it attractive for long-term investing and gradual portfolio building.
The broker is best suited for:
- beginner investors
- users with limited capital
- those who invest in stocks and ETFs
- traders who value a simple interface
Trading 212 is less suitable for active traders and professionals who need tight spreads, advanced platforms (MetaTrader, cTrader), and a wider selection of derivatives.
Pros and Cons of Trading 212
Pros
- Zero commissions on stocks and ETFs.
- Low minimum deposit.
- Convenient and easy-to-use platform.
- Fractional shares.
- No deposit and withdrawal fees.
- Regulation in leading financial jurisdictions.
Cons
- Wide spreads on CFDs.
- No MetaTrader or cTrader.
- Limited analytics.
- No live chat or phone support.
- Currency conversion fee.
Reliability
| Broker | MTrading | Trading 212 |
|---|---|---|
| Reliability | 2/5 | 5/5 |
| Foundation Year | 2012 | 2004 |
| Regulated in Countries | Saint Vincent and the Grenadines | United Kingdom, Bulgaria, Cyprus, Australia, Germany |
| Regulators |
MTrading
Broker MTrading is registered in a jurisdiction with limited regulation, which may raise concerns among investors.
Pros
- Company's reputation in the market.
- Measures to ensure the security of client funds.
Cons
- Lack of regulation by major financial authorities.
- Potential risks for investors due to weak regulation.
Trading 212
Trading 212 demonstrates a high level of reliability thanks to regulation in the EU, Australia, and the UK, as well as participation in an investor compensation scheme.
Pros
- Regulated by FCA, ASIC, BaFin, CySEC
- Participation in the FSCS compensation scheme
- Transparent terms and oversight by regulators
Account Opening
| Broker | MTrading | Trading 212 |
|---|---|---|
| Account Opening | 5/5 | 4.8/5 |
| Minimum Deposit |
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MTrading
Opening an account with MTrading is a simple, convenient, and fast process.
Trading 212
Opening an account with Trading 212 is a quick and simple process: registration is fully online, verification takes up to 1 day, and the low minimum deposit makes getting started highly accessible.
Pros
- Fully online registration
- Fast verification
- Low minimum deposit
Cons
- Mandatory KYC verification
- Verification delays are possible
Account Types
| Broker | MTrading | Trading 212 |
|---|---|---|
| Account Types | 4.3/5 | 4/5 |
| Trading Accounts |
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| Minimum Deposit |
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| Spread | from 0 points | from 0 points |
| Max Leverage | 1:1000 | 1:30 |
| Trading Assets (CFDs) |
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| Trading Platforms |
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| Demo Account | ||
| Swap-free Account |
MTrading
Broker MTrading offers a variety of accounts that meet the needs of different traders, but there are no accounts with fixed spreads.
Pros
- Wide selection for different levels of experience.
- Ability to start trading with small amounts.
- Availability of copy trading service.
Cons
- Absence of accounts with fixed spreads.
Trading 212
Trading 212 account types cover the main use cases—trading and investing. The lineup is simple and convenient, but it lags behind competitors in flexibility and lacks specialized accounts.
Pros
- CFD and Invest accounts are available
- Suitable for beginners and investors
- Demo account available
Cons
- Limited account variety
- ISA is available only in the UK
Commissions
| Broker | MTrading | Trading 212 |
|---|---|---|
| Commissions | 1.5/5 | 4/5 |
| Spread | from 0 points | from 0 points |
| Average Spread (EURUSD) | 1.3 | 1.2 |
| Commission | per 1 lot$4.00 |
MTrading
MTrading's commissions are above the market average, which can affect the overall profitability of the trader.
Pros
- There are no withdrawal fees.
Cons
- Commission per trade on M.Pro is above average.
- Almost all swaps are negative.
- Additional commission for account inactivity.
Trading 212
Trading 212's fees are below average thanks to zero commissions on Invest, but spreads and currency conversion reduce the overall attractiveness, especially for active CFD trading.
Pros
- Zero commissions on Invest/ISA
- No deposit/withdrawal fees
- Transparent fee structure
Cons
- CFD spreads are above average
- Currency conversion fee
Deposit and Withdrawal
| Broker | MTrading | Trading 212 |
|---|---|---|
| Rating | 4/5 | 4.5/5 |
| Account Funding Methods |
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MTrading
MTrading offers a limited selection of payment systems, but transactions are fast and commission-free.
Pros
- No commissions for depositing and withdrawing funds.
- Fast execution of payments.
- Support for cryptocurrency payments.
Cons
- Lack of popular methods such as bank transfer and credit cards.
Trading 212
Deposits and withdrawals at Trading 212 are convenient and cost-effective: a wide range of methods with no fees and fast processing. A minor drawback is the lack of cryptocurrencies.
Pros
- No deposit/withdrawal fees
- Convenient methods (cards, PayPal, Apple Pay)
- Fast transactions
Cons
- No cryptocurrencies
- Bank transfers are slower
Markets and Products
| Broker | MTrading | Trading 212 |
|---|---|---|
| Markets and Products | 4/5 | 5/5 |
| Forex | 38 | 35 |
| Precious Metals | 5 | 3 |
| Energy Carriers | 3 | 2 |
| Indices | 10 | 8 |
| Stocks | 87 | 51 |
| ETF | 9 | 5 |
| Cryptocurrency | 12 | 22 |
| Soft Commodities | - | 3 |
MTrading
MTrading offers a wide range of trading assets, covering major markets and allowing traders to flexibly form their portfolio.
Pros
- Access to 38 currency pairs in the Forex market.
- Ability to trade CFDs on stocks, indices, commodities, and cryptocurrencies.
Cons
- Soft commodities are not available.
- The overall number of CFDs is average, lower than many competitors.
Trading 212
Trading 212's markets and products cover key assets—stocks, ETFs, Forex, and CFDs. The offering is broad enough for most needs, but the lack of futures and options reduces versatility.
Pros
- Large selection of stocks and ETFs
- Access to international exchanges
- Suitable for investing and trading
Cons
- No futures or options
Trading Platforms
| Broker | MTrading | Trading 212 |
|---|---|---|
| Rating | 3.5/5 | 4/5 |
| Trading Platforms |
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MTrading
MTrading focuses on the MetaTrader 4 platform, offering its various modifications, but limits the choice of alternatives.
Pros
- Availability of the time-tested and popular MT4 platform.
- Additional features in MT4 Supreme Edition to enhance trading.
- Ability to trade through a browser with WebTrader.
Cons
- Lack of modern platforms such as MetaTrader 5 or cTrader.
Trading 212
Trading 212's platforms are convenient and easy to understand, suitable for most users. The functionality is sufficient for trading, but the limited choice lowers the score.
Pros
- Simple and user-friendly interface
- Web and mobile versions available
- Suitable for beginners
Cons
- No MetaTrader/cTrader
- Limited features for professionals
Analytics
| Broker | MTrading | Trading 212 |
|---|---|---|
| Rating | 3/5 | 3.5/5 |
MTrading
MTrading offers basic analytical tools, but they may seem limited compared to competitors.
Pros
- Access to up-to-date financial market news.
- Technical analysis from the company's experts.
Cons
- Lack of advanced analytical tools.
- No integrated services such as Autochartist or Trading Central are provided.
Trading 212
Trading 212's analytics are suitable for self-directed analysis: there are charts and data. But the lack of news and signals makes this section limited.
Pros
- Convenient charts
- Fundamental data available
- Suitable for basic analysis
Cons
- No news feed
- No expert analysis
Education
| Broker | MTrading | Trading 212 |
|---|---|---|
| Rating | 2.5/5 | 3.7/5 |
MTrading
MTrading offers basic educational materials targeted at beginner traders, but their range is limited.
Pros
- Articles on the basics of Forex.
- Overviews of indicators and strategies.
Cons
- Lack of advanced educational resources.
- No webinars or video tutorials are provided.
- Limited variety of topics.
Trading 212
Trading 212's education is at a good level: plenty of videos and basic materials. It suits beginners, but it lacks depth and advanced content.
Pros
- Many educational videos
- FAQ and articles available
- Active forum
Cons
- No webinars
- Few advanced materials
Customer Support
| Broker | MTrading | Trading 212 |
|---|---|---|
| Rating | 2.5/5 | 4/5 |
| Email Support | — |
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| Hotline Phones | — | — |
| Social Media |
Facebook
Telegram
LinkedIn
Instagram
YouTube
TwitterMTrading
MTrading's technical support has an average level, with certain shortcomings in communication channels and resolving client issues.
Pros
- Availability of online chat for quick communication.
- Support through social media.
Cons
- Lack of telephone line and email support.
- Issues with response timeliness.
- Complaints about ineffective resolution of finance-related issues.
Trading 212
Trading 212 support works 24/7 and is generally effective, but the lack of live chat and a phone line reduces the speed of resolving urgent issues.
Pros
- 24/7 support
- High-quality answers
Cons
- No live chat
- No phone support
Comparisons of MTrading and Trading 212 with other brokers
Conclusion
Trading 212 stands out as the better overall pick, while MTrading trails on aggregate criteria.
Trading 212 scored 4.3/5 and ranks 34 in our rating; MTrading has 3.1/5 and ranks 70.
We explain the reasons above in detail — fees, platforms, reliability, support, and more.
FAQ
Which broker is better: MTrading or Trading 212?
Trading 212 comes out ahead by overall rank (score 4.3/5, position 34) versus MTrading (score 3.1/5, position 70).
Which broker is better for beginners: MTrading or Trading 212?
Trading 212 is often a smoother start thanks to simpler onboarding and stronger baseline metrics. Still, your tools and budget should drive the final choice.
Who has lower typical trading costs (spreads/commissions) — MTrading or Trading 212?
It depends on the instrument and account type. Compare the live conditions in the “Commissions” section on this page — we break down the nuances category by category.
What trading platforms are available with MTrading and Trading 212?
MTrading: MetaTrader 4. Trading 212: Trading 212. See the “Platforms” section for details and selection tips.
What markets can you trade with MTrading and Trading 212?
MTrading: Forex, Precious Metals, Energy Carriers, Indices, Stocks, ETF, Cryptocurrency. Trading 212: Forex, Precious Metals, Energy Carriers, Soft Commodities, Indices, Stocks, ETF, Cryptocurrency. Full lists and differences are in the “Markets” section.
What account types are offered by MTrading and Trading 212?
MTrading: M.Cent, M.Premium, M.Pro. Trading 212: INVEST, ISA, CFD. See “Account Types” for a side-by-side comparison.
What deposit and withdrawal methods are supported by MTrading and Trading 212?
MTrading: Neteller, Skrill. Trading 212: Apple Pay, Google Pay, PayPal, Bank Transfer, Credit and Debit Cards, Giropay, Dotpay, iDeal. Check method-specific fees/settlement times.
Which broker is safer — MTrading or Trading 212 — and how was this assessed?
We consider regulation, corporate transparency, fund protection, and incident history. See the “Reliability” section for our findings.
