Broker comparison

InstaForex vs Trading 212 Comparison

Compare trading conditions, commissions and platforms of Forex brokers InstaForex and Trading 212. Find out which broker is best for you.

VS summaryScores and ranking at a glance
InstaForexHigher ranked
Rating
4.2/5
Rank
#34
Register

71.99% of retail investors lose money when trading CFDs with this broker

Trading 212
Rating
4.3/5
Rank
#45
Register

72% of retail investors lose money when trading CFDs with this broker

  • Conditions, fees and platforms compared
  • Ratings and ranking positions checked
  • Based on our review methodology
How we compare brokers
Updated
Author · Editor

We test brokers on real accounts using our own methodology, evaluating the quality of order execution, trading conditions, platforms and customer support.

Who is better - InstaForex or Trading 212?

Quick comparison

Key differences between the brokers

Below, we show only the differences in trading conditions covered in our reviews. These may include the minimum deposit, available markets, platforms and account types. Compare these details with your requirements.

Methodology

Ratings and ranks

InstaForex ranks higher in the editorial ranking.
InstaForex
Rating: 4.2/5Rank: #34
Trading 212
Rating: 4.3/5Rank: #45

InstaForex

Different platforms
  • MetaTrader 5
  • MetaTrader 4
  • InstaForex Webtrader

Trading 212

Different platforms
  • Trading 212

This material is not personalized financial advice. Terms and service availability vary by country.

Full broker ranking

Comparison Table of InstaForex and Trading 212

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Overview: comparison of InstaForex, Trading 212
BrokerInstaForexTrading 212
Foundation Year
2007
2004
Regulated in Countries
British Virgin Islands, Cyprus, Saint Vincent and the Grenadines
United Kingdom, Bulgaria, Cyprus, Australia, Germany
Minimum Deposit
  • 1 EUR
  • 1 RUB
  • 1 USD
  • 1 EUR
  • 1 GBP
  • 1 USD
Spread
from 0 points
from 0 points
Max Leverage
1:1000
1:30
Trading Assets (CFDs)
  • Forex
  • Precious Metals
  • Energy Carriers
  • Soft Commodities
  • Indices
  • Stocks
  • ETF
  • Cryptocurrency
  • Forex
  • Precious Metals
  • Energy Carriers
  • Soft Commodities
  • Indices
  • Stocks
  • ETF
  • Cryptocurrency
Trading Platforms
  • MetaTrader 5
  • MetaTrader 4
  • InstaForex Webtrader
  • Trading 212
Review

InstaForex Review

InstaForex Logo
Register71.99% of retail investors lose money when trading CFDs with this broker
Countries of registration:
Regulators:
Trading Assets
Forex Precious Metals Energy Carriers Soft Commodities Indices Stocks ETF Cryptocurrency
Trading Platforms
MetaTrader 5MetaTrader 4InstaForex Webtrader

InstaForex is a popular broker that offers a wide range of trading instruments and specialized accounts. The unique possibility of accruing interest on the account balance, ForexCopy's automatic transaction copying service, and support for cryptocurrency trading make InstaForex an attractive choice for a variety of traders. Customer support is available round the clock, and account replenishment does not charge any commission, which is a significant plus.

InstaForex is suitable for beginner traders and investors interested in passive income through PAMM accounts, as well as for those looking for innovative features such as cryptocurrency trading and automatic trade copying.

Pros and Cons of InstaForex

Pros

  1. Large selection of trading instruments.
  2. PAMM accounts and the ForexCopy automatic trade copying service for passive income.
  3. 24/7 efficient customer support.
  4. Wide range of methods for depositing and withdrawing funds.
  5. Decent analytical section.

Cons

  1. Trading commissions are above average.
  2. No trading accounts with market execution of orders (ECN or STP).
  3. Broker commission on fund withdrawals.

Trading 212 Review

Trading 212 Logo
Register72% of retail investors lose money when trading CFDs with this broker
Countries of registration:
Regulators:
Trading Assets
Forex Precious Metals Energy Carriers Soft Commodities Indices Stocks ETF Cryptocurrency
Trading Platforms
Trading 212

Trading 212 is a convenient and modern broker primarily aimed at retail investors and beginner traders. The platform combines ease of use, a low entry threshold, and zero commissions on stocks and ETFs, making it attractive for long-term investing and gradual portfolio building.

The broker is best suited for:

  • beginner investors
  • users with limited capital
  • those who invest in stocks and ETFs
  • traders who value a simple interface

Trading 212 is less suitable for active traders and professionals who need tight spreads, advanced platforms (MetaTrader, cTrader), and a wider selection of derivatives.

Pros and Cons of Trading 212

Pros

  1. Zero commissions on stocks and ETFs.
  2. Low minimum deposit.
  3. Convenient and easy-to-use platform.
  4. Fractional shares.
  5. No deposit and withdrawal fees.
  6. Regulation in leading financial jurisdictions.

Cons

  1. Wide spreads on CFDs.
  2. No MetaTrader or cTrader.
  3. Limited analytics.
  4. No live chat or phone support.
  5. Currency conversion fee.

Reliability

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Reliability: comparison of InstaForex, Trading 212
BrokerInstaForexTrading 212
Reliability
4/5
5/5
Foundation Year
2007
2004
Regulated in Countries
British Virgin Islands, Cyprus, Saint Vincent and the Grenadines
United Kingdom, Bulgaria, Cyprus, Australia, Germany
Regulators

InstaForex

InstaForex operates through multiple legal entities regulated by various financial authorities. However, it should be noted that these are not the strictest or most authoritative market regulators.

Trading 212

Trading 212 demonstrates a high level of reliability thanks to regulation in the EU, Australia, and the UK, as well as participation in an investor compensation scheme.

Pros

  1. Regulated by FCA, ASIC, BaFin, CySEC
  2. Participation in the FSCS compensation scheme
  3. Transparent terms and oversight by regulators

Account Opening

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Account Opening: comparison of InstaForex, Trading 212
BrokerInstaForexTrading 212
Account Opening
5/5
4.8/5
Minimum Deposit
  • 1 USD
  • 1 EUR
  • 1 RUB
  • 1 USD
  • 1 EUR
  • 1 GBP

InstaForex

Given the lack of minimum deposit requirements and the option to bypass verification for certain funding methods, it can be said that opening an account with InstaForex is maximally convenient and accessible.

Trading 212

Opening an account with Trading 212 is a quick and simple process: registration is fully online, verification takes up to 1 day, and the low minimum deposit makes getting started highly accessible.

Pros

  1. Fully online registration
  2. Fast verification
  3. Low minimum deposit

Cons

  1. Mandatory KYC verification
  2. Verification delays are possible

Account Types

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Account Types: comparison of InstaForex, Trading 212
BrokerInstaForexTrading 212
Account Types
5/5
4/5
Trading Accounts
  • Insta.Standard
  • Insta.Eurica
  • Cent.Standard
  • Cent.Eurica
  • INVEST
  • ISA
  • CFD
Minimum Deposit
  • 1 USD
  • 1 EUR
  • 1 RUB
  • 1 USD
  • 1 EUR
  • 1 GBP
Spread
from 0 points
from 0 points
Max Leverage
1:1000
1:30
Trading Assets (CFDs)
  • Forex
  • Precious Metals
  • Energy Carriers
  • Soft Commodities
  • Indices
  • Stocks
  • ETF
  • Cryptocurrency
  • Forex
  • Precious Metals
  • Energy Carriers
  • Soft Commodities
  • Indices
  • Stocks
  • ETF
  • Cryptocurrency
Trading Platforms
  • MetaTrader 5
  • MetaTrader 4
  • InstaForex Webtrader
  • Trading 212
Demo Account
Yes
Yes
Swap-free Account
Yes
No

InstaForex

InstaForex accounts offer sufficiently flexible conditions to meet the needs of most traders.

Pros

  1. Cent and Islamic accounts are available
  2. PAMM accounts and copy trading services are provided

Cons

  1. No market execution of orders

Trading 212

Trading 212 account types cover the main use cases—trading and investing. The lineup is simple and convenient, but it lags behind competitors in flexibility and lacks specialized accounts.

Pros

  1. CFD and Invest accounts are available
  2. Suitable for beginners and investors
  3. Demo account available

Cons

  1. Limited account variety
  2. ISA is available only in the UK

Commissions

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Commissions: comparison of InstaForex, Trading 212
BrokerInstaForexTrading 212
Commissions
2.2/5
4/5
Spread
from 0 points
from 0 points
Average Spread (EURUSD)
3
1.2
Commission
per 1 lot$3.00
No data

InstaForex

InstaForex offers its clients trading commissions above average compared to other brokers.

Pros

  1. Transaction commission slightly below market average
  2. Commission rebates (rebate) are available

Cons

  1. Inactivity fee is charged
  2. Withdrawal fees may apply
  3. Wide spreads

Trading 212

Trading 212's fees are below average thanks to zero commissions on Invest, but spreads and currency conversion reduce the overall attractiveness, especially for active CFD trading.

Pros

  1. Zero commissions on Invest/ISA
  2. No deposit/withdrawal fees
  3. Transparent fee structure

Cons

  1. CFD spreads are above average
  2. Currency conversion fee

Deposit and Withdrawal

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Deposit and Withdrawal: comparison of InstaForex, Trading 212
BrokerInstaForexTrading 212
Rating
4.7/5
4.5/5
Account Funding Methods
  • Skrill
  • Neteller
  • YooMoney
  • PayCo
  • AstroPay
  • Swift
  • Visa
  • Mastercard
  • Apple Pay
  • Google Pay
  • PayPal
  • Bank Transfer
  • Credit and Debit Cards
  • Giropay
  • Dotpay
  • iDeal

InstaForex

InstaForex provides various flexible options for depositing and withdrawing funds, although some fees may be higher than those of some competitors. This disadvantage is offset by the company's offer of advantageous deposit bonuses.

Trading 212

Deposits and withdrawals at Trading 212 are convenient and cost-effective: a wide range of methods with no fees and fast processing. A minor drawback is the lack of cryptocurrencies.

Pros

  1. No deposit/withdrawal fees
  2. Convenient methods (cards, PayPal, Apple Pay)
  3. Fast transactions

Cons

  1. No cryptocurrencies
  2. Bank transfers are slower

Markets and Products

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Markets and Products: comparison of InstaForex, Trading 212
BrokerInstaForexTrading 212
Markets and Products
5/5
5/5
Forex
108
35
Precious Metals
8
3
Energy Carriers
6
2
Soft Commodities
13
3
Indices
21
8
Stocks
1448
51
ETF
67
5
Cryptocurrency
72
22

InstaForex

A wide range of trading instruments is available on InstaForex, including 110 currency pairs and various Contracts for Difference (CFDs).

Trading 212

Trading 212's markets and products cover key assets—stocks, ETFs, Forex, and CFDs. The offering is broad enough for most needs, but the lack of futures and options reduces versatility.

Pros

  1. Large selection of stocks and ETFs
  2. Access to international exchanges
  3. Suitable for investing and trading

Cons

  1. No futures or options

Trading Platforms

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Trading Platforms: comparison of InstaForex, Trading 212
BrokerInstaForexTrading 212
Rating
5/5
4/5
Trading Platforms
  • MetaTrader 5
  • MetaTrader 4
  • InstaForex Webtrader
  • Trading 212

InstaForex

InstaForex offers a wide selection of platforms, which can satisfy the needs of the overwhelming majority of traders.

Trading 212

Trading 212's platforms are convenient and easy to understand, suitable for most users. The functionality is sufficient for trading, but the limited choice lowers the score.

Pros

  1. Simple and user-friendly interface
  2. Web and mobile versions available
  3. Suitable for beginners

Cons

  1. No MetaTrader/cTrader
  2. Limited features for professionals

Analytics

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Analytics: comparison of InstaForex, Trading 212
BrokerInstaForexTrading 212
Rating
5/5
3.5/5

InstaForex

A strong point of InstaForex is its robust analytical section for beginners. The company's analysts publish daily market forecasts, breakdowns of trading situations, and important economic news.

Trading 212

Trading 212's analytics are suitable for self-directed analysis: there are charts and data. But the lack of news and signals makes this section limited.

Pros

  1. Convenient charts
  2. Fundamental data available
  3. Suitable for basic analysis

Cons

  1. No news feed
  2. No expert analysis

Education

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Education: comparison of InstaForex, Trading 212
BrokerInstaForexTrading 212
Rating
4.5/5
3.7/5

InstaForex

InstaForex provides high-quality and diverse educational materials (video tutorials, courses, webinars), benefiting beginners and advanced traders. However, access to the entire training course is open only to owners of trading accounts.

Trading 212

Trading 212's education is at a good level: plenty of videos and basic materials. It suits beginners, but it lacks depth and advanced content.

Pros

  1. Many educational videos
  2. FAQ and articles available
  3. Active forum

Cons

  1. No webinars
  2. Few advanced materials

Customer Support

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Customer Support: comparison of InstaForex, Trading 212
BrokerInstaForexTrading 212
Rating
5/5
4/5
Email Support
Hotline Phones
—
Social Media

InstaForex

The technical support of InstaForex demonstrates good customer service, offering various ways to connect and prompt responses to client inquiries.

Trading 212

Trading 212 support works 24/7 and is generally effective, but the lack of live chat and a phone line reduces the speed of resolving urgent issues.

Pros

  1. 24/7 support
  2. High-quality answers

Cons

  1. No live chat
  2. No phone support

Comparisons of InstaForex and Trading 212 with other brokers

Conclusion

When choosing between InstaForex and Trading 212, match their platforms, markets, account types and funding terms to your needs.

Before opening an account, verify fees, regulation, support and service availability for your country in the sections above.

FAQ

Which broker is better: InstaForex or Trading 212?

InstaForex ranks higher than Trading 212 in our editorial ranking. That does not make it a universal choice: compare fees, markets, platforms, account types and support.

Which broker is better for beginners: InstaForex or Trading 212?

Beginners should compare availability in their country, account types, minimum deposit, trading platforms and customer support.

Who has lower typical trading costs (spreads/commissions) — InstaForex or Trading 212?

It depends on the instrument and account type. Compare the live conditions in the “Commissions” section on this page — we break down the nuances category by category.

What trading platforms are available with InstaForex and Trading 212?

InstaForex: MetaTrader 5, MetaTrader 4, InstaForex Webtrader. Trading 212: Trading 212. See the “Platforms” section for details and selection tips.

What markets can you trade with InstaForex and Trading 212?

InstaForex: Forex, Precious Metals, Energy Carriers, Soft Commodities, Indices, Stocks, ETF, Cryptocurrency. Trading 212: Forex, Precious Metals, Energy Carriers, Soft Commodities, Indices, Stocks, ETF, Cryptocurrency. Full lists and differences are in the “Markets” section.

What account types are offered by InstaForex and Trading 212?

InstaForex: Insta.Standard, Insta.Eurica, Cent.Standard, Cent.Eurica. Trading 212: INVEST, ISA, CFD. See “Account Types” for a side-by-side comparison.

What deposit and withdrawal methods are supported by InstaForex and Trading 212?

InstaForex: Skrill, Neteller, YooMoney, PayCo, AstroPay, Swift, Visa, Mastercard. Trading 212: Apple Pay, Google Pay, PayPal, Bank Transfer, Credit and Debit Cards, Giropay, Dotpay, iDeal. Check method-specific fees/settlement times.

Which broker is safer — InstaForex or Trading 212 — and how was this assessed?

We consider regulation, corporate transparency, fund protection, and incident history. See the “Reliability” section for our findings.

Nikolay is an experienced specialist in financial markets and co-founder of IamForexTrader. He has been successfully trading Forex since 2014 and has been actively involved in the cryptocurrency market since 2017.

He develops investment strategies adaptable to any level of experience and has been actively investing in stocks, bonds and ETFs since 2018.